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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers,  National Compensation Survey, March 2014

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies1

Exists, but
unknown

Other2

All workers

100

72

13

14

1

Worker characteristics

         

Management, professional, and related

100

74

12

12

2

    Management, business, and financial

100

76

11

13

1

    Professional and related

100

73

13

12

2

Service

100

76

9

14

1

    Protective service

100

75

9

Sales and office

100

65

20

13

1

    Sales and related

100

56

28

15

1

    Office and administrative support

100

69

17

13

2

Natural resources, construction, and maintenance

100

75

8

15

2

    Construction, extraction, farming, fishing, and
     forestry

100

75

10

12

3

    Installation, maintenance, and repair

100

76

7

16

1

Production, transportation, and material moving

100

74

9

16

1

    Production

100

74

14

    Transportation and material moving

100

74

19

Full time

100

72

13

14

1

Part time

100

65

21

Union

100

74

7

16

3

Nonunion

100

71

14

13

1

Average wage within the following categories3:

         

    Lowest 25 percent

100

68

17

15

1

    Second 25 percent

100

69

17

14

1

    Third 25 percent

100

74

11

14

2

    Highest 25 percent

100

74

11

13

2

        Highest 10 percent

100

72

12

14

1

Establishment characteristics

         

Goods-producing industries

100

74

11

14

1

    Construction

100

78

8

11

3

    Manufacturing

100

74

14

Service-providing industries

100

71

14

14

1

    Trade, transportation, and utilities

100

64

18

17

1

        Wholesale trade

100

73

18

        Retail trade

100

53

31

15

1

        Transportation and warehousing

100

73

21

        Utilities

100

90

7

    Information

100

79

12

    Financial activities

100

69

19

10

1

        Finance and insurance

100

69

20

9

2

            Credit intermediation and related activities

100

72

19

            Insurance carriers and related activities

100

66

19

13

1

        Real estate and rental and leasing

100

73

    Professional and business services

100

74

16

        Professional and technical services

100

82

10

        Administrative and waste services

100

61

    Education and health services

100

74

13

10

3

        Educational services

100

76

11

10

3

            Junior colleges, colleges, and universities

100

72

18

8

3

        Health care and social assistance

100

74

13

10

3

    Leisure and hospitality

100

80

9

        Accommodation and food services

100

78

8

    Other services

100

73

16

1 to 99 workers

100

76

9

15

1

    1 to 49 workers

100

74

9

17

1

    50 to 99 workers

100

80

11

100 workers or more

100

69

17

13

2

    100 to 499 workers

100

71

15

13

1

    500 workers or more

100

66

18

14

3

Geographic areas

         

Northeast

100

75

12

10

2

    New England

100

82

7

9

1

    Middle Atlantic

100

72

14

11

2

South

100

73

13

12

1

    South Atlantic

100

73

14

11

1

    East South Central

100

78

12

    West South Central

100

70

14

15

1

Midwest

100

69

13

18

1

    East North Central

100

72

14

    West North Central

100

62

27

West

100

69

14

14

2

    Mountain

100

67

18

    Pacific

100

71

13

13

3

1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.