U.S. flag

An official website of the United States government

Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, private industry
workers,  National Compensation Survey, March 2014

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

43

39

17

1

Worker characteristics

        

Management, professional, and related

47

39

13

1

    Management, business, and financial

50

39

10

1

    Professional and related

45

39

–

–

Service

–

34

40

–

Sales and office

46

35

18

[2]

    Sales and related

47

34

–

–

    Office and administrative support

46

36

–

–

Natural resources, construction, and maintenance

38

46

13

2

    Construction, extraction, farming, fishing, and
     forestry

29

48

19

5

    Installation, maintenance, and repair

45

45

–

–

Production, transportation, and material moving

42

43

13

1

    Production

39

50

10

1

    Transportation and material moving

47

34

18

1

Full time

44

41

15

1

Part time

35

–

45

–

Union

45

35

17

3

Nonunion

42

40

17

[2]

Average wage within the following categories3:

        

    Lowest 25 percent

–

32

38

–

        Lowest 10 percent

30

–

51

–

    Second 25 percent

39

42

–

–

    Third 25 percent

43

40

16

1

    Highest 25 percent

49

38

12

1

        Highest 10 percent

50

36

–

–

Establishment characteristics

        

Goods-producing industries

39

49

10

1

    Construction

22

50

24

4

    Manufacturing

42

48

8

1

Service-providing industries

44

36

20

1

    Trade, transportation, and utilities

47

37

–

–

        Wholesale trade

40

47

13

–

        Retail trade

42

36

–

–

        Transportation and warehousing

60

26

–

–

        Utilities

67

31

–

–

    Information

69

23

–

–

    Financial activities

64

25

–

–

        Finance and insurance

71

21

–

–

            Credit intermediation and related activities

74

20

–

–

            Insurance carriers and related activities

72

20

8

–

        Real estate and rental and leasing

–

49

29

–

    Professional and business services

37

43

–

–

        Professional and technical services

31

51

–

–

        Administrative and waste services

33

38

–

–

    Education and health services

36

39

24

1

        Educational services

38

38

–

–

            Junior colleges, colleges, and universities

55

30

–

–

        Health care and social assistance

36

40

24

1

    Leisure and hospitality

27

31

42

–

        Accommodation and food services

29

32

39

–

    Other services

–

36

49

–

1 to 99 workers

30

41

29

[2]

    1 to 49 workers

29

38

33

[2]

    50 to 99 workers

32

48

–

–

100 workers or more

51

37

10

1

    100 to 499 workers

44

45

10

1

    500 workers or more

59

29

11

2

Geographic areas

        

Northeast

25

25

49

1

    New England

50

49

–

–

    Middle Atlantic

20

20

60

[2]

South

52

48

–

–

    South Atlantic

49

51

–

–

    East South Central

46

53

–

–

    West South Central

59

41

–

–

Midwest

55

42

–

3

    East North Central

54

42

–

3

    West North Central

58

42

–

–

West

45

46

–

–

    Mountain

47

53

–

–

    Pacific

44

41

–

–

1Employer assumes all risks and expenses of providing the benefit.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.