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Employee Benefits Survey
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Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, private
industry workers,  National Compensation Survey, March 2014

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

95

3

1

1

Worker characteristics

       

Management, professional, and related

97

3

    Management, business, and financial

96

4

    Professional and related

97

2

Service

95

3

    Protective service

98

Sales and office

95

4

[1]

[1]

    Sales and related

90

10

    Office and administrative support

97

2

[1]

1

Natural resources, construction, and maintenance

90

5

3

2

    Installation, maintenance, and repair

93

4

1

2

Production, transportation, and material moving

92

2

4

2

    Production

91

2

6

2

    Transportation and material moving

94

2

2

2

Full time

95

3

1

1

Part time

88

9

Union

80

7

9

4

Nonunion

97

3

[1]

[1]

Average wage within the following categories2:

       

    Lowest 25 percent

93

6

    Second 25 percent

97

2

[1]

1

    Third 25 percent

94

3

2

1

    Highest 25 percent

95

3

1

[1]

        Highest 10 percent

95

4

[1]

[1]

Establishment characteristics

       

Goods-producing industries

91

4

4

2

    Construction

89

6

6

    Manufacturing

93

1

4

2

Service-providing industries

96

3

[1]

[1]

    Trade, transportation, and utilities

89

8

1

2

        Wholesale trade

93

4

        Retail trade

82

16

        Transportation and warehousing

97

2

        Utilities

78

7

    Information

94

5

    Financial activities

97

1

        Finance and insurance

98

1

            Credit intermediation and related activities

99

1

            Insurance carriers and related activities

97

2

        Real estate and rental and leasing

92

    Professional and business services

98

2

        Professional and technical services

98

        Administrative and waste services

98

    Education and health services

99

1

        Educational services

98

            Junior colleges, colleges, and universities

97

[1]

        Health care and social assistance

99

1

    Leisure and hospitality

100

        Accommodation and food services

100

    Other services

100

1 to 99 workers

95

3

    1 to 49 workers

95

3

    50 to 99 workers

96

3

100 workers or more

95

3

1

1

    100 to 499 workers

95

4

1

1

    500 workers or more

95

3

2

1

Geographic areas

       

Northeast

95

3

1

1

    New England

96

3

    Middle Atlantic

95

3

South

96

3

    South Atlantic

96

3

    East South Central

94

5

    West South Central

97

Midwest

94

3

2

1

    East North Central

93

3

3

2

    West North Central

96

2

West

95

4

[1]

[1]

    Mountain

93

6

    Pacific

96

3

1Less than 0.5.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold.  The categories were formed using percentile
estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.