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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
 National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Long-term
care
insurance1

Retiree health care
benefits2

Under age
65

Age 65 and
over

All workers

16

16

14

Worker characteristics

     

Management, professional, and related

29

23

22

    Management, business, and financial

35

31

28

    Professional and related

26

19

18

Service

7

5

3

    Protective service

7

11

7

Sales and office

16

17

16

    Sales and related

11

14

13

    Office and administrative support

20

20

18

Natural resources, construction, and maintenance

11

15

14

    Construction, extraction, farming, fishing, and
     forestry

3

10

9

    Installation, maintenance, and repair

18

19

18

Production, transportation, and material moving

12

17

14

    Production

11

16

14

    Transportation and material moving

13

17

13

Full time

20

19

17

Part time

7

7

7

Union

24

42

35

Nonunion

16

13

12

Average wage within the following categories3:

     

    Lowest 25 percent

6

5

5

        Lowest 10 percent

5

4

4

    Second 25 percent

12

12

10

    Third 25 percent

18

18

17

    Highest 25 percent

33

30

28

        Highest 10 percent

40

35

33

Establishment characteristics

     

Goods-producing industries

13

18

16

    Construction

3

8

8

    Manufacturing

18

22

20

Service-providing industries

17

15

14

    Trade, transportation, and utilities

14

18

16

        Wholesale trade

13

11

8

        Retail trade

9

15

14

        Transportation and warehousing

25

30

26

        Utilities

51

66

62

    Information

49

44

43

    Financial activities

40

40

38

        Finance and insurance

49

51

48

            Credit intermediation and related activities

53

53

50

            Insurance carriers and related activities

42

43

41

        Real estate and rental and leasing

12

4

4

    Professional and business services

20

14

13

        Professional and technical services

29

18

19

        Administrative and waste services

6

5

4

    Education and health services

16

11

9

        Educational services

28

24

24

            Junior colleges, colleges, and universities

50

44

44

        Health care and social assistance

14

9

7

    Leisure and hospitality

5

2

2

        Accommodation and food services

6

2

2

    Other services

5

6

5

1 to 99 workers

8

6

6

    1 to 49 workers

7

5

5

    50 to 99 workers

13

10

9

100 workers or more

26

27

23

    100 to 499 workers

18

18

17

    500 workers or more

37

38

33

Geographic areas

     

Northeast

16

16

16

    New England

18

15

16

    Middle Atlantic

16

17

16

South

18

17

13

    South Atlantic

19

15

12

    East South Central

15

20

16

    West South Central

17

18

14

Midwest

15

16

15

    East North Central

16

17

16

    West North Central

13

14

13

West

15

13

13

    Mountain

15

12

12

    Pacific

15

13

13

1A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

2A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

3Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.