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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$976.22

8

$1,352.37

92

$946.22

$471.89

Worker characteristics

             

Management, professional, and related

100

1,029.87

7

1,331.11

93

1,008.48

470.35

    Management, business, and financial

100

1,032.34

5

1,394.21

95

1,012.35

460.35

    Professional and related

100

1,028.73

8

1,310.09

92

1,006.65

475.08

        Teachers

100

997.87

12

1,290.11

88

960.14

523.11

            Primary, secondary, and special education
             school teachers

100

986.83

14

1,286.22

86

939.77

555.69

        Registered nurses

100

1,110.13

5

1,500.88

95

1,089.80

443.21

Service

100

921.54

9

1,372.89

91

884.17

500.96

    Protective service

100

1,116.75

10

1,303.18

90

1,095.75

415.47

Sales and office

100

901.68

5

1,289.23

95

881.58

480.97

    Sales and related

100

795.46

4

1,346.03

96

772.78

486.33

    Office and administrative support

100

945.04

6

1,272.02

94

926.63

478.75

Natural resources, construction, and maintenance

100

962.39

19

1,485.00

81

879.87

517.97

    Construction, extraction, farming, fishing, and
     forestry

100

993.86

28

1,490.37

72

883.15

535.66

    Installation, maintenance, and repair

100

939.36

12

1,478.03

88

877.69

506.17

Production, transportation, and material moving

100

1,009.70

10

1,325.20

90

976.19

412.83

    Production

100

1,019.70

8

1,325.75

92

995.98

398.51

    Transportation and material moving

100

998.28

13

1,324.83

87

952.28

430.13

Full time

100

983.42

8

1,352.57

92

953.24

469.16

Part time

100

856.72

6

1,346.81

94

833.34

515.78

Union

100

1,227.47

24

1,435.82

76

1,171.79

407.45

Nonunion

100

912.25

4

1,237.43

96

899.06

485.37

Average wage within the following categories:2

             

    Lowest 25 percent

100

769.55

4

1,320.87

96

755.28

530.39

        Lowest 10 percent

100

714.66

4

1,445.93

96

699.42

540.44

    Second 25 percent

100

911.65

6

1,297.32

94

888.30

488.48

    Third 25 percent

100

1,003.67

10

1,274.97

90

977.99

458.37

    Highest 25 percent

100

1,076.90

11

1,445.10

89

1,038.97

447.79

        Highest 10 percent

100

1,099.90

10

1,404.65

90

1,069.65

435.97

Establishment characteristics

             

Goods-producing industries

100

1,025.35

13

1,379.14

87

985.79

409.46

Service-providing industries

100

965.42

7

1,343.66

93

937.82

485.14

    Education and health services

100

989.93

7

1,306.76

93

967.53

512.34

        Educational services

100

970.20

9

1,347.95

91

935.23

520.06

            Elementary and secondary schools

100

940.73

11

1,353.28

89

891.80

568.67

            Junior colleges, colleges, and universities

100

1,042.92

4

1,385.70

96

1,028.51

412.09

        Health care and social assistance

100

1,006.98

5

1,246.19

95

994.44

505.91

            Hospitals

100

1,092.31

5

1,394.81

95

1,077.15

410.58

    Public administration

100

1,145.37

9

1,317.13

91

1,129.07

381.32

1 to 99 workers

100

881.52

9

1,286.61

91

845.53

550.48

    1 to 49 workers

100

879.32

10

1,276.13

90

841.43

550.63

    50 to 99 workers

100

886.58

8

1,317.16

92

854.79

550.13

100 workers or more

100

1,030.22

8

1,396.41

92

1,002.88

427.66

    100 to 499 workers

100

979.01

6

1,453.82

94

953.14

453.86

    500 workers or more

100

1,075.20

9

1,365.80

91

1,048.17

403.81

Geographic areas

             

Northeast

100

1,155.32

16

1,394.97

84

1,114.60

432.39

    New England

100

1,155.12

10

1,475.06

90

1,123.25

449.69

    Middle Atlantic

100

1,155.39

18

1,379.99

82

1,111.42

426.04

South

100

863.75

3

1,339.65

97

851.15

501.35

    South Atlantic

100

908.03

3

1,419.42

97

893.01

496.08

    East South Central

100

807.71

3

1,346.19

97

795.28

474.96

    West South Central

100

819.89

3

1,171.65

97

811.62

524.08

Midwest

100

995.87

8

1,355.38

92

967.90

446.49

    East North Central

100

1,023.08

9

1,350.18

91

995.42

432.09

    West North Central

100

941.17

7

1,368.85

93

913.59

474.91

West

100

980.42

10

1,296.20

90

948.72

481.54

    Mountain

100

901.23

8

1,257.40

92

874.59

469.62

    Pacific

100

1,015.85

11

1,308.17

89

983.05

487.06

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .