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Employee Benefits Survey
EBS EBS Program Links

Financial benefits: Access

Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Savings
plans with
no employer
contribution4

Financial
planning

Stock options

Flexible
benefits

Dependent
care flexible
spending
account2

Health care
flexible
spending
account3

Total5

Performance

Signing

Other

All workers

24

20

40

43

24

20

7

2

1

5

Worker characteristics

                   

Management, professional, and related

33

30

58

63

35

28

9

4

2

6

    Management, business, and financial

42

30

62

65

29

32

14

6

4

10

    Professional and related

29

30

57

61

37

26

6

3

1

4

        Teachers

21

33

50

58

54

21

            Primary, secondary, and special education
             school teachers

20

34

51

60

57

19

        Registered nurses

26

39

69

72

32

33

1

1

[6]

Service

10

11

24

25

17

12

2

1

2

    Protective service

20

22

45

48

39

22

Sales and office

28

18

39

42

19

23

9

2

1

7

    Sales and related

25

10

32

34

11

21

9

2

1

7

    Office and administrative support

30

22

42

47

24

24

9

3

2

8

Natural resources, construction, and maintenance

17

14

28

32

21

16

6

3

3

    Construction, extraction, farming, fishing, and
     forestry

11

9

17

19

18

10

2

2

    Installation, maintenance, and repair

22

18

37

43

23

22

9

4

5

Production, transportation, and material moving

20

18

36

37

19

14

8

1

1

8

    Production

23

20

38

39

17

17

7

2

1

6

    Transportation and material moving

17

15

34

36

20

12

10

1

1

9

Full time

28

24

47

51

27

23

8

3

1

6

Part time

10

7

20

20

13

11

4

1

[6]

4

Union

21

22

52

57

45

27

7

3

1

4

Nonunion

24

19

38

41

20

19

7

2

1

6

Average wage within the following categories:7

                   

    Lowest 25 percent

11

7

19

19

11

10

4

[6]

3

        Lowest 10 percent

5

4

12

10

8

6

3

[6]

3

    Second 25 percent

25

20

38

42

22

18

7

2

1

6

    Third 25 percent

28

24

48

51

30

25

8

2

1

6

    Highest 25 percent

35

30

62

66

35

30

11

5

2

7

        Highest 10 percent

39

31

66

70

35

32

13

7

3

8

Establishment characteristics

                   

Goods-producing industries

24

18

37

39

17

20

8

3

1

5

Service-providing industries

24

20

41

44

25

20

7

2

1

5

    Education and health services

24

29

51

56

37

22

2

[6]

1

        Educational services

25

33

55

61

54

22

[6]

[6]

            Elementary and secondary schools

21

34

50

57

54

19

            Junior colleges, colleges, and universities

36

35

70

77

63

32

1

        Health care and social assistance

23

25

48

52

25

23

2

2

            Hospitals

27

46

75

79

35

38

1

    Public administration

23

32

58

59

63

30

1 to 99 workers

16

10

21

23

14

10

5

1

1

4

    1 to 49 workers

14

8

18

20

12

9

4

1

1

3

    50 to 99 workers

21

17

30

33

19

13

7

2

1

6

100 workers or more

31

29

58

62

33

30

10

3

1

7

    100 to 499 workers

30

21

48

50

24

26

9

3

1

6

    500 workers or more

33

36

69

73

42

34

10

4

2

8

Geographic areas

                   

Northeast

18

14

39

43

28

20

8

2

1

6

    New England

19

13

44

47

27

20

6

2

1

4

    Middle Atlantic

18

15

37

42

29

20

8

2

2

6

South

24

23

41

43

23

21

7

2

1

5

    South Atlantic

26

22

41

44

23

22

7

2

1

6

    East South Central

25

26

33

34

25

17

8

2

1

6

    West South Central

22

24

45

47

23

20

6

2

1

4

Midwest

26

22

40

44

23

20

7

2

1

6

    East North Central

27

19

39

42

25

20

7

2

1

6

    West North Central

25

26

43

49

19

21

7

2

[6]

5

West

25

17

40

42

21

20

7

3

1

5

    Mountain

26

16

39

41

19

22

7

2

1

6

    Pacific

25

17

40

43

22

19

8

4

2

5

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.

2Formerly referred to as Dependent care reimbursement account.

3Formerly referred to as Health care reimbursement account.

4Savings plans established by the employer on behalf of the employee, but with no employer contribution.  These are cash or deferred arrangement plans or individual retirement accounts used
to fund savings and retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’ contributions can be pre- and post-tax. Employees may authorize a
payroll deduction by the em ployer to fund the established plan.

5The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.

6Less than 0.5.

7Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .