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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Long-term
care
insurance2

Retiree health care
benefits3

Under age
65

Age 65 and
over

All workers

19

24

21

Worker characteristics

     

Management, professional, and related

29

36

33

    Management, business, and financial

33

34

31

    Professional and related

27

37

34

        Teachers

26

60

55

            Primary, secondary, and special education
             school teachers

21

66

58

        Registered nurses

23

24

18

Service

10

13

11

    Protective service

19

47

42

Sales and office

18

21

19

    Sales and related

12

12

11

    Office and administrative support

22

26

24

Natural resources, construction, and maintenance

13

20

19

    Construction, extraction, farming, fishing, and
     forestry

7

15

15

    Installation, maintenance, and repair

19

24

22

Production, transportation, and material moving

13

19

17

    Production

13

16

14

    Transportation and material moving

13

22

19

Full time

22

28

25

Part time

8

11

10

Union

25

59

53

Nonunion

18

18

16

Average wage within the following categories:4

     

    Lowest 25 percent

7

8

7

        Lowest 10 percent

5

5

4

    Second 25 percent

15

20

17

    Third 25 percent

22

29

27

    Highest 25 percent

34

42

39

        Highest 10 percent

38

43

41

Establishment characteristics

     

Goods-producing industries

14

18

16

Service-providing industries

19

25

22

    Education and health services

22

34

30

        Educational services

30

62

58

            Elementary and secondary schools

21

66

61

            Junior colleges, colleges, and universities

55

63

61

        Health care and social assistance

16

15

12

            Hospitals

30

34

25

    Public administration

27

73

69

1 to 99 workers

9

8

8

    1 to 49 workers

7

7

6

    50 to 99 workers

14

12

11

100 workers or more

28

38

34

    100 to 499 workers

20

24

21

    500 workers or more

37

53

48

Geographic areas

     

Northeast

17

25

24

    New England

17

23

23

    Middle Atlantic

16

26

25

South

22

25

21

    South Atlantic

24

25

21

    East South Central

21

24

21

    West South Central

19

27

23

Midwest

16

21

19

    East North Central

16

21

20

    West North Central

15

22

19

West

19

22

21

    Mountain

16

20

19

    Pacific

20

23

22

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .