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Employee Benefits Survey
EBS EBS Program Links

Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, private industry
workers,  National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined
benefit and
defined
contribution

Defined
benefit only

Defined
contribution
only

All workers

14

4

47

Worker characteristics

     

Management, professional, and related

22

3

55

    Management, business, and financial

28

2

54

    Professional and related

20

3

55

Service

3

3

33

    Protective service

4

4

54

Sales and office

13

4

53

    Sales and related

7

4

56

    Office and administrative support

17

4

52

Natural resources, construction, and maintenance

18

7

41

    Construction, extraction, farming, fishing, and
     forestry

15

12

32

    Installation, maintenance, and repair

19

4

48

Production, transportation, and material moving

15

8

48

    Production

17

4

54

    Transportation and material moving

12

11

43

Full time

18

4

54

Part time

4

5

29

Union

36

36

20

Nonunion

12

1

50

Average wage within the following categories:1

     

    Lowest 25 percent

3

3

34

        Lowest 10 percent

1

3

27

    Second 25 percent

8

4

55

    Third 25 percent

18

5

55

    Highest 25 percent

31

5

50

        Highest 10 percent

33

3

52

Establishment characteristics

     

Goods-producing industries

20

5

50

    Construction

12

9

36

    Manufacturing

24

4

55

Service-providing industries

13

4

47

    Trade, transportation, and utilities

10

9

56

        Wholesale trade

9

3

69

        Retail trade

6

9

56

        Transportation and warehousing

17

17

47

        Utilities

73

6

    Information

46

41

    Financial activities

41

1

42

        Finance and insurance

50

1

41

            Credit intermediation and related activities

50

1

44

            Insurance carriers and related activities

48

40

        Real estate and rental and leasing

43

    Professional and business services

13

1

48

        Professional and technical services

13

59

        Administrative and waste services

5

1

38

    Education and health services

12

5

53

        Educational services

7

8

53

            Junior colleges, colleges, and universities

12

4

71

        Health care and social assistance

12

4

53

    Leisure and hospitality

2

27

        Accommodation and food services

2

27

    Other services

5

4

38

1 to 99 workers

6

2

42

    1 to 49 workers

5

1

39

    50 to 99 workers

7

6

53

100 workers or more

24

7

54

    100 to 499 workers

15

6

59

    500 workers or more

36

7

46

Geographic areas

     

Northeast

17

7

44

    New England

15

4

50

    Middle Atlantic

17

8

42

South

13

3

50

    South Atlantic

15

3

49

    East South Central

9

4

54

    West South Central

13

2

48

Midwest

15

5

51

    East North Central

15

5

49

    West North Central

15

3

55

West

12

5

43

    Mountain

9

4

48

    Pacific

13

5

41

1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.