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Employee Benefits Survey
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Defined benefit retirement plans: Open, soft and hard frozen plans

Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers,  National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics

Open plans1

Soft freeze2

Hard freeze3

All
participants
still accruing
benefits

Some
participants
still accruing
benefits

All workers

63

24

2

11

Worker characteristics

       

Management, professional, and related

58

28

3

12

    Management, business, and financial

58

25

3

15

    Professional and related

57

29

3

10

Service

80

13

    Protective service

68

Sales and office

59

23

3

16

    Sales and related

57

23

4

16

    Office and administrative support

59

23

2

16

Natural resources, construction, and maintenance

73

21

    Construction, extraction, farming, fishing, and
     forestry

95

4

    Installation, maintenance, and repair

51

39

Production, transportation, and material moving

65

24

2

9

    Production

53

31

    Transportation and material moving

76

17

2

5

Full time

62

24

3

11

Part time

74

21

Union

78

19

Nonunion

54

27

4

16

Average wage within the following categories:4

       

    Lowest 25 percent

70

22

1

8

        Lowest 10 percent

78

19

    Second 25 percent

66

17

2

14

    Third 25 percent

65

22

2

11

    Highest 25 percent

60

28

3

10

        Highest 10 percent

56

29

3

12

Establishment characteristics

       

Goods-producing industries

61

27

3

10

    Construction

96

    Manufacturing

48

35

4

14

Service-providing industries

64

23

2

11

    Trade, transportation, and utilities

71

24

        Wholesale trade

68

23

        Retail trade

66

28

        Transportation and warehousing

78

19

        Utilities

67

30

    Information

57

21

    Financial activities

57

16

4

23

        Finance and insurance

56

17

3

24

            Credit intermediation and related activities

47

18

2

32

            Insurance carriers and related activities

70

15

3

12

        Real estate and rental and leasing

75

    Professional and business services

69

18

        Professional and technical services

75

    Education and health services

67

21

1

10

        Educational services

82

12

            Junior colleges, colleges, and universities

68

        Health care and social assistance

65

23

    Leisure and hospitality

93

        Accommodation and food services

100

    Other services

78

1 to 99 workers

67

21

2

10

    1 to 49 workers

64

21

3

12

    50 to 99 workers

73

20

100 workers or more

62

25

3

11

    100 to 499 workers

61

24

4

11

    500 workers or more

62

26

1

11

Geographic areas

       

Northeast

67

19

2

12

    New England

59

27

    Middle Atlantic

69

16

3

11

South

63

25

2

9

    South Atlantic

64

23

3

10

    East South Central

63

30

    West South Central

61

29

2

8

Midwest

61

25

2

12

    East North Central

64

23

2

12

    West North Central

53

32

West

60

26

    Mountain

63

18

    Pacific

60

29

1Plans open to new participants.

2New employees are not allowed in the plan. Benefit accruals may continue for existing participants.

3Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.

4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.