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Employee Benefits Survey
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Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers,  National Compensation Survey, March 2015

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

68

32

82

18

Worker characteristics

       

Management, professional, and related

69

31

84

16

    Management, business, and financial

72

28

85

15

    Professional and related

68

32

83

17

Service

61

39

77

23

    Protective service

82

18

Sales and office

69

31

81

19

    Sales and related

74

26

83

17

    Office and administrative support

66

34

81

19

Natural resources, construction, and maintenance

64

36

78

22

    Construction, extraction, farming, fishing, and
     forestry

50

50

70

30

    Installation, maintenance, and repair

71

29

82

18

Production, transportation, and material moving

68

32

83

17

    Production

69

31

83

17

    Transportation and material moving

67

33

83

17

Full time

68

32

82

18

Part time

63

37

79

21

Union

64

36

81

19

Nonunion

68

32

82

18

Average wage within the following categories:1

       

    Lowest 25 percent

70

30

81

19

        Lowest 10 percent

66

34

76

24

    Second 25 percent

66

34

80

20

    Third 25 percent

67

33

82

18

    Highest 25 percent

70

30

83

17

        Highest 10 percent

71

29

84

16

Establishment characteristics

       

Goods-producing industries

67

33

80

20

    Construction

53

47

72

28

    Manufacturing

69

31

82

18

Service-providing industries

68

32

82

18

    Trade, transportation, and utilities

72

28

84

16

        Wholesale trade

75

25

86

14

        Retail trade

72

28

82

18

        Transportation and warehousing

65

35

83

17

        Utilities

81

19

91

9

    Information

82

18

93

7

    Financial activities

66

34

78

22

        Finance and insurance

67

33

77

23

            Credit intermediation and related activities

63

37

72

28

            Insurance carriers and related activities

73

27

85

15

        Real estate and rental and leasing

64

36

    Professional and business services

70

30

83

17

        Professional and technical services

70

30

85

15

        Administrative and waste services

66

34

    Education and health services

59

41

80

20

        Educational services

64

36

86

14

            Junior colleges, colleges, and universities

59

41

84

16

        Health care and social assistance

59

41

80

20

    Leisure and hospitality

82

18

    Other services

63

37

82

18

1 to 99 workers

65

35

80

20

    1 to 49 workers

62

38

78

22

    50 to 99 workers

70

30

85

15

100 workers or more

70

30

83

17

    100 to 499 workers

71

29

85

15

    500 workers or more

68

32

81

19

Geographic areas

       

Northeast

67

33

86

14

    New England

70

30

89

11

    Middle Atlantic

66

34

85

15

South

71

29

82

18

    South Atlantic

70

30

81

19

    East South Central

72

28

84

16

    West South Central

73

27

84

16

Midwest

64

36

79

21

    East North Central

63

37

80

20

    West North Central

66

34

78

22

West

68

32

81

19

    Mountain

68

32

83

17

    Pacific

67

33

81

19

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.