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Employee Benefits Survey
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Healthcare benefits: Access, participation, and take-up rates

Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers,  National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health care2

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

70

55

79

69

50

72

45

35

78

24

19

77

68

49

72

Worker characteristics

                              

Management, professional, and related

87

73

84

87

66

76

63

51

81

33

26

79

85

65

76

    Management, business, and financial

95

80

84

95

71

75

68

57

83

35

28

79

93

70

75

    Professional and related

83

70

84

83

63

76

60

49

80

32

26

79

81

62

76

Service

41

27

65

41

24

60

22

14

66

13

9

70

39

24

60

    Protective service

42

31

73

42

28

68

30

20

66

13

9

72

42

28

68

Sales and office

70

55

78

69

49

71

44

34

76

21

16

75

68

49

71

    Sales and related

59

44

75

59

40

69

37

27

73

15

12

77

58

40

69

    Office and administrative support

78

62

79

77

56

73

49

38

77

25

19

75

75

55

73

Natural resources, construction, and maintenance

76

63

83

76

60

79

41

34

82

28

22

80

74

59

79

    Construction, extraction, farming, fishing, and
     forestry

71

60

85

71

58

82

36

31

86

27

24

90

70

57

82

    Installation, maintenance, and repair

81

66

81

80

62

77

45

36

79

28

21

73

78

60

77

Production, transportation, and material moving

77

61

79

76

56

73

48

37

79

26

21

79

75

54

73

    Production

84

67

81

83

62

74

51

40

78

27

21

78

81

61

75

    Transportation and material moving

70

55

78

69

50

71

44

35

79

25

20

80

68

48

71

Full time

86

70

80

86

64

74

56

44

79

30

23

78

84

62

74

Part time

22

14

62

21

12

57

13

8

62

7

5

68

21

12

57

Union

95

83

88

95

79

83

74

63

84

59

49

83

94

78

83

Nonunion

67

52

78

67

47

71

42

32

77

21

16

75

65

46

71

Average wage within the following categories:3

                              

    Lowest 25 percent

35

22

62

34

20

57

17

10

62

10

6

67

33

19

57

        Lowest 10 percent

23

12

54

23

11

50

11

6

56

7

4

58

22

11

51

    Second 25 percent

75

58

77

75

52

70

45

34

75

22

16

74

73

51

71

    Third 25 percent

86

71

83

86

65

76

55

45

80

30

24

81

85

64

76

    Highest 25 percent

93

80

86

93

72

78

70

58

82

40

32

80

92

72

78

        Highest 10 percent

94

82

87

94

74

79

74

61

82

42

33

80

93

74

79

Establishment characteristics

                              

Goods-producing industries

87

72

83

86

67

78

54

44

82

32

26

81

85

66

78

    Construction

71

57

80

71

55

77

35

29

82

23

20

90

70

54

77

    Manufacturing

93

78

84

92

71

77

62

51

82

37

29

78

91

70

78

Service-providing industries

66

52

78

66

47

71

43

33

77

22

17

76

65

46

71

    Trade, transportation, and utilities

70

53

76

69

48

69

44

33

76

21

16

79

68

47

69

        Wholesale trade

88

72

81

88

67

76

50

41

81

27

23

83

86

65

75

        Retail trade

59

41

70

57

37

64

35

25

69

14

11

74

56

36

64

        Transportation and warehousing

84

68

80

84

60

71

61

49

80

31

25

81

83

59

71

        Utilities

99

90

91

99

83

84

77

70

91

52

46

89

98

83

84

    Information

94

81

86

93

72

77

80

62

77

60

42

71

93

72

77

    Financial activities

89

76

85

89

70

78

68

54

80

29

22

77

88

69

78

        Finance and insurance

93

81

86

93

74

79

76

61

80

31

23

76

92

73

79

            Credit intermediation and related activities

96

81

85

95

74

78

79

62

78

31

23

75

94

73

78

            Insurance carriers and related activities

89

78

87

89

71

80

68

57

83

32

24

75

89

70

79

        Real estate and rental and leasing

75

61

81

75

56

75

41

33

79

22

18

82

75

55

74

    Professional and business services

68

56

82

68

51

75

42

35

83

24

19

78

66

50

75

        Professional and technical services

83

70

85

83

66

80

53

45

86

33

27

81

82

65

80

        Administrative and waste services

46

35

76

45

31

69

22

17

74

13

9

71

44

30

69

    Education and health services

75

59

78

75

52

70

49

36

75

23

18

76

73

51

70

        Educational services

75

62

83

75

56

75

51

38

75

24

17

69

74

55

75

            Junior colleges, colleges, and universities

89

75

84

89

67

76

62

47

76

30

21

69

88

67

76

        Health care and social assistance

75

58

77

75

52

69

48

36

75

23

18

77

73

51

69

    Leisure and hospitality

33

20

61

33

18

55

19

12

62

14

9

67

31

18

56

        Accommodation and food services

32

18

56

32

16

51

19

11

59

14

9

64

30

16

52

    Other services

48

36

75

48

34

72

25

19

76

17

13

78

46

33

71

1 to 99 workers

57

43

75

57

40

71

30

22

75

17

12

74

55

39

71

    1 to 49 workers

53

40

76

53

38

71

26

20

76

13

10

74

51

36

71

    50 to 99 workers

70

53

75

70

49

70

42

31

72

26

19

74

68

48

70

100 workers or more

85

69

82

84

62

74

62

49

79

33

26

79

83

61

74

    100 to 499 workers

82

65

79

81

58

72

55

43

78

27

21

79

79

57

72

    500 workers or more

89

76

85

89

68

76

73

60

81

42

33

80

88

67

76

Geographic areas

                              

Northeast

70

55

79

70

50

72

46

36

78

24

18

77

68

49

72

    New England

69

52

75

69

46

68

44

34

77

14

11

77

66

45

67

    Middle Atlantic

71

57

80

70

52

74

47

37

78

28

21

76

69

51

74

South

70

54

77

70

49

71

42

32

76

21

16

75

68

48

71

    South Atlantic

70

55

78

70

49

71

44

34

76

23

17

75

68

48

71

    East South Central

71

53

75

70

49

70

37

29

77

19

14

73

68

48

70

    West South Central

69

54

78

69

49

71

42

32

76

20

15

75

67

48

71

Midwest

71

56

79

71

51

72

45

35

77

22

17

76

70

50

72

    East North Central

72

57

78

72

52

72

44

34

78

21

16

76

70

50

72

    West North Central

70

56

80

69

49

71

47

36

76

23

17

75

68

49

72

West

67

55

82

67

51

76

47

37

80

31

25

81

66

50

76

    Mountain

66

54

82

66

49

75

43

35

81

23

19

82

65

49

75

    Pacific

68

56

82

67

52

76

48

39

80

34

28

81

67

51

77

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.

2Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or
participating in health care.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.