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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2015

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$961.22

8

$1,358.53

92

$931.47

$475.84

Worker characteristics

             

Management, professional, and related

100

1,032.40

6

1,318.35

94

1,014.68

467.83

    Management, business, and financial

100

1,026.08

5

1,422.32

95

1,004.91

470.29

    Professional and related

100

1,036.29

7

1,266.77

93

1,020.79

466.29

Service

100

856.51

8

1,416.11

92

818.58

532.68

    Protective service

100

971.16

Sales and office

100

880.58

5

1,284.14

95

862.36

487.40

    Sales and related

100

792.86

4

1,357.58

96

770.95

488.12

    Office and administrative support

100

922.57

5

1,255.57

95

906.52

487.05

Natural resources, construction, and maintenance

100

948.58

21

1,490.87

79

855.74

536.79

    Construction, extraction, farming, fishing, and
     forestry

100

977.13

32

1,492.61

68

846.75

576.90

    Installation, maintenance, and repair

100

929.58

12

1,488.74

88

861.09

512.88

Production, transportation, and material moving

100

1,009.78

10

1,332.91

90

975.51

411.59

    Production

100

1,016.67

7

1,328.30

93

992.59

399.33

    Transportation and material moving

100

1,001.26

13

1,336.16

87

953.06

427.69

Full time

100

969.93

8

1,356.63

92

940.04

473.01

Part time

100

828.74

6

1,414.13

94

806.04

517.27

Union

100

1,263.16

32

1,484.63

68

1,181.75

375.03

Nonunion

100

916.99

4

1,235.86

96

903.54

487.09

Average wage within the following categories:1

             

    Lowest 25 percent

100

765.25

4

1,324.96

96

752.41

524.71

        Lowest 10 percent

100

717.21

5

1,452.16

95

700.71

530.14

    Second 25 percent

100

894.26

6

1,289.20

94

870.78

501.04

    Third 25 percent

100

978.26

9

1,269.29

91

953.06

466.74

    Highest 25 percent

100

1,066.44

10

1,469.03

90

1,027.76

445.45

        Highest 10 percent

100

1,066.51

7

1,452.19

93

1,039.07

439.47

Establishment characteristics

             

Goods-producing industries

100

1,024.89

13

1,379.88

87

984.97

410.54

    Construction

100

930.24

30

1,462.15

70

798.96

580.89

    Manufacturing

100

1,055.82

8

1,372.40

92

1,030.97

368.96

Service-providing industries

100

942.96

7

1,348.33

93

916.80

493.75

    Trade, transportation, and utilities

100

904.56

7

1,375.05

93

871.58

464.05

        Wholesale trade

100

905.32

9

1,380.06

91

858.11

462.04

        Retail trade

100

753.08

5

1,317.61

95

735.77

517.31

        Transportation and warehousing

100

1,129.39

9

1,391.97

91

1,103.14

382.53

        Utilities

100

1,297.28

14

1,426.27

86

1,276.72

304.51

    Information

100

1,085.25

15

1,653.46

85

988.54

399.08

    Financial activities

100

980.84

5

1,525.85

95

953.87

445.53

        Finance and insurance

100

981.14

3

1,297.53

97

970.33

411.97

            Credit intermediation and related activities

100

929.16

2

1,306.45

98

922.84

434.10

            Insurance carriers and related activities

100

1,027.51

4

1,177.25

96

1,021.97

388.60

        Real estate and rental and leasing

100

979.46

    Professional and business services

100

918.66

5

1,195.39

95

904.49

530.10

        Professional and technical services

100

978.42

5

1,160.81

95

967.88

514.81

        Administrative and waste services

100

765.04

6

1,266.73

94

731.76

602.08

    Education and health services

100

1,004.66

5

1,234.49

95

993.18

515.43

        Educational services

100

1,054.24

4

1,246.34

96

1,045.96

532.15

            Junior colleges, colleges, and universities

100

1,088.33

1

1,553.62

99

1,082.70

488.33

        Health care and social assistance

100

995.76

5

1,232.68

95

983.64

512.40

    Leisure and hospitality

100

781.88

12

1,437.28

88

733.52

537.10

        Accommodation and food services

100

741.23

10

1,522.15

90

689.70

536.33

    Other services

100

901.80

14

1,136.70

86

868.03

561.06

1 to 99 workers

100

873.69

9

1,290.30

91

836.61

559.57

    1 to 49 workers

100

870.74

10

1,278.55

90

831.80

559.53

    50 to 99 workers

100

880.83

8

1,326.45

92

848.01

559.65

100 workers or more

100

1,026.64

7

1,427.34

93

1,000.80

414.66

    100 to 499 workers

100

967.22

6

1,431.46

94

942.44

449.84

    500 workers or more

100

1,100.62

8

1,423.78

92

1,075.19

369.80

Geographic areas

             

Northeast

100

1,124.05

13

1,454.41

87

1,082.74

447.35

    New England

100

1,100.30

10

1,499.11

90

1,059.76

466.24

    Middle Atlantic

100

1,132.02

14

1,442.61

86

1,090.69

440.82

South

100

883.79

4

1,340.37

96

868.39

501.72

    South Atlantic

100

901.84

4

1,421.04

96

882.89

510.39

    East South Central

100

882.68

4

1,344.63

96

868.19

456.91

    West South Central

100

853.47

3

1,172.43

97

843.85

508.62

Midwest

100

956.67

8

1,338.78

92

929.13

456.45

    East North Central

100

978.83

9

1,337.15

91

948.61

447.59

    West North Central

100

909.21

6

1,344.84

94

888.85

474.77

West

100

945.95

11

1,285.65

89

910.54

479.27

    Mountain

100

900.59

8

1,265.72

92

871.11

457.03

    Pacific

100

967.34

12

1,292.41

88

929.74

490.10

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.