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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2015

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$8.30

0.4

$26.19

0.4

$7.97

$5.47

Worker characteristics

            

Management, professional, and related

9.20

0.6

46.07

0.6

8.99

6.70

    Management, business, and financial

15.45

0.6

65.42

0.6

14.29

9.32

    Professional and related

11.59

0.9

57.61

0.9

11.44

8.96

Service

32.91

1.5

68.54

1.5

31.66

16.17

    Protective service

89.13

–

–

–

–

–

Sales and office

10.69

0.4

50.32

0.4

10.85

9.04

    Sales and related

16.94

0.6

53.47

0.6

16.68

9.94

    Office and administrative support

12.90

0.6

65.27

0.6

13.23

12.56

Natural resources, construction, and maintenance

29.17

1.9

60.44

1.9

26.20

14.65

    Construction, extraction, farming, fishing, and
     forestry

59.16

3.3

101.99

3.3

55.20

28.87

    Installation, maintenance, and repair

29.26

1.9

50.90

1.9

27.14

16.87

Production, transportation, and material moving

14.92

1.1

32.00

1.1

15.40

9.16

    Production

19.21

1.1

23.04

1.1

20.35

12.83

    Transportation and material moving

21.44

1.9

50.80

1.9

21.89

12.48

Full time

8.49

0.5

26.85

0.5

8.17

5.77

Part time

22.70

0.8

54.72

0.8

23.36

14.11

Union

21.92

2.3

35.89

2.3

19.80

16.34

Nonunion

7.87

0.3

27.26

0.3

7.86

5.43

Average wage within the following categories:1

            

    Lowest 25 percent

16.14

0.6

113.58

0.6

15.69

13.03

        Lowest 10 percent

32.57

1.0

89.91

1.0

31.71

34.82

    Second 25 percent

17.66

0.6

42.72

0.6

18.06

9.52

    Third 25 percent

12.51

0.8

42.35

0.8

12.08

8.54

    Highest 25 percent

9.73

0.8

23.98

0.8

10.20

6.76

        Highest 10 percent

15.17

1.0

42.94

1.0

14.83

9.62

Establishment characteristics

            

Goods-producing industries

16.26

1.2

44.80

1.2

15.74

8.46

    Construction

47.07

2.9

91.70

2.9

43.35

17.95

    Manufacturing

16.18

1.0

18.88

1.0

16.51

8.72

Service-providing industries

9.24

0.5

26.75

0.5

9.17

6.47

    Trade, transportation, and utilities

12.87

0.8

33.45

0.8

12.72

7.83

        Wholesale trade

23.82

1.6

64.60

1.6

24.10

14.49

        Retail trade

11.83

0.6

56.38

0.6

11.41

11.61

        Transportation and warehousing

23.42

2.4

59.50

2.4

23.67

17.54

        Utilities

27.05

3.8

43.93

3.8

29.87

13.78

    Information

27.28

2.4

34.16

2.4

24.41

18.75

    Financial activities

14.15

0.7

72.20

0.7

13.63

10.13

        Finance and insurance

10.01

0.4

62.49

0.4

9.93

7.53

            Credit intermediation and related activities

11.80

0.3

74.62

0.3

11.97

10.31

            Insurance carriers and related activities

17.03

0.8

86.41

0.8

17.36

10.18

        Real estate and rental and leasing

68.69

–

–

–

–

–

    Professional and business services

24.11

0.9

76.93

0.9

24.91

14.14

        Professional and technical services

26.44

1.3

94.58

1.3

27.90

20.93

        Administrative and waste services

61.72

2.3

145.71

2.3

59.97

34.18

    Education and health services

19.89

0.8

84.65

0.8

20.55

16.49

        Educational services

28.08

1.3

100.37

1.3

28.28

14.73

            Junior colleges, colleges, and universities

16.78

0.5

66.17

0.5

16.90

10.50

        Health care and social assistance

23.51

1.0

99.10

1.0

24.23

19.28

    Leisure and hospitality

41.12

2.9

85.35

2.9

42.52

21.72

        Accommodation and food services

45.32

2.8

108.87

2.8

46.96

27.47

    Other services

45.18

2.6

134.66

2.6

45.91

25.26

1 to 99 workers

15.39

0.7

34.34

0.7

15.07

10.82

    1 to 49 workers

18.14

1.0

39.81

1.0

17.78

13.47

    50 to 99 workers

25.07

1.0

58.44

1.0

24.14

14.76

100 workers or more

7.87

0.5

30.02

0.5

7.61

4.75

    100 to 499 workers

11.17

0.6

40.12

0.6

10.64

6.93

    500 workers or more

10.21

0.9

37.20

0.9

9.74

6.21

Geographic areas

            

Northeast

17.20

1.2

64.49

1.2

12.98

8.93

    New England

23.27

1.9

99.84

1.9

18.72

11.51

    Middle Atlantic

24.06

1.4

79.75

1.4

18.47

11.75

South

13.49

0.5

63.50

0.5

12.94

9.54

    South Atlantic

19.46

0.8

98.01

0.8

18.28

12.41

    East South Central

22.17

0.9

70.44

0.9

22.25

23.70

    West South Central

24.29

0.7

83.11

0.7

24.31

18.51

Midwest

18.07

1.1

30.37

1.1

18.78

13.35

    East North Central

14.28

1.3

36.11

1.3

16.42

16.09

    West North Central

46.63

1.8

54.29

1.8

45.34

23.14

West

18.51

0.8

33.54

0.8

18.66

11.53

    Mountain

30.10

1.7

78.70

1.7

30.32

27.72

    Pacific

22.92

0.8

36.19

0.8

23.19

11.08

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.