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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers,  National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies1

Exists, but
amount
unknown

Other2

All workers

100

72

13

13

1

Worker characteristics

          

Management, professional, and related

100

74

12

12

2

    Management, business, and financial

100

76

11

12

1

    Professional and related

100

73

13

12

2

Service

100

77

10

12

1

    Protective service

100

65

11

–

–

Sales and office

100

66

19

13

1

    Sales and related

100

58

26

15

1

    Office and administrative support

100

71

16

12

2

Natural resources, construction, and maintenance

100

75

11

13

2

    Construction, extraction, farming, fishing, and
     forestry

100

70

13

13

4

    Installation, maintenance, and repair

100

77

9

13

1

Production, transportation, and material moving

100

73

9

16

1

    Production

100

75

9

14

1

    Transportation and material moving

100

71

9

19

2

Full time

100

73

13

13

1

Part time

100

65

20

14

1

Union

100

75

7

15

4

Nonunion

100

72

14

13

1

Average wage within the following categories:3

          

    Lowest 25 percent

100

70

17

13

[4]

        Lowest 10 percent

100

72

17

–

–

    Second 25 percent

100

70

16

13

1

    Third 25 percent

100

73

11

14

2

    Highest 25 percent

100

75

11

12

2

        Highest 10 percent

100

75

12

12

1

Establishment characteristics

          

Goods-producing industries

100

74

10

14

1

    Construction

100

76

7

13

4

    Manufacturing

100

74

11

14

1

Service-providing industries

100

72

14

13

1

    Trade, transportation, and utilities

100

63

19

17

1

        Wholesale trade

100

77

–

15

–

        Retail trade

100

52

32

16

1

        Transportation and warehousing

100

67

–

22

–

        Utilities

100

82

–

–

–

    Information

100

78

–

11

–

    Financial activities

100

70

18

10

2

        Finance and insurance

100

68

20

10

3

            Credit intermediation and related activities

100

70

19

–

–

            Insurance carriers and related activities

100

66

18

12

4

        Real estate and rental and leasing

100

82

–

–

–

    Professional and business services

100

77

–

12

–

        Professional and technical services

100

84

–

8

–

        Administrative and waste services

100

68

–

17

–

    Education and health services

100

76

11

11

2

        Educational services

100

79

12

–

–

            Junior colleges, colleges, and universities

100

74

19

6

1

        Health care and social assistance

100

75

10

12

2

    Leisure and hospitality

100

75

14

11

–

        Accommodation and food services

100

72

16

–

–

    Other services

100

75

–

15

–

1 to 99 workers

100

76

9

14

1

    1 to 49 workers

100

75

9

15

1

    50 to 99 workers

100

77

9

12

2

100 workers or more

100

70

16

13

2

    100 to 499 workers

100

73

14

12

1

    500 workers or more

100

66

18

14

2

Geographic areas

          

Northeast

100

75

12

11

2

    New England

100

80

–

11

–

    Middle Atlantic

100

74

13

11

2

South

100

74

14

11

1

    South Atlantic

100

76

14

9

1

    East South Central

100

80

11

–

–

    West South Central

100

67

16

16

1

Midwest

100

70

12

17

1

    East North Central

100

71

13

16

1

    West North Central

100

68

–

19

–

West

100

70

13

14

3

    Mountain

100

67

16

15

2

    Pacific

100

72

12

13

3

1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
wage data for March 2015.

4Less than 0.5.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.