Standard Errors Short-term disability plans: Method of funding

Employee Benefits Survey

ANNUAL BULLETIN ON BENEFIT COVERAGE

Standard Errors
Short-term disability plans: Method of funding

Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2015

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

1.0

0.9

0.7

0.2

Worker characteristics

Management, professional, and related

1.3

0.8

0.4

Management, business, and financial

2.0

1.9

1.5

0.2

Professional and related

1.7

1.9

–

Service

–

3.3

2.9

–

Sales and office

1.7

1.4

–

Sales and related

2.0

2.2

–

Office and administrative support

2.1

1.6

–

Natural resources, construction, and maintenance

2.6

2.7

1.5

0.7

Installation, maintenance, and repair

3.4

3.3

–

Production, transportation, and material moving

2.0

2.2

1.6

0.3

Production

2.6

2.5

–

Transportation and material moving

2.6

3.0

–

Full time

1.0

1.1

0.7

0.2

Part time

2.8

–

3.1

–

Nonunion

1.0

0.7

0.2

Average wage within the following categories:2

Lowest 25 percent

–

2.3

2.4

–

Lowest 10 percent

3.7

3.0

3.5

–

Second 25 percent

2.1

2.0

1.6

0.2

Third 25 percent

1.5

1.6

1.2

0.2

Highest 25 percent

1.3

1.2

0.9

0.4

Highest 10 percent

2.0

–

Establishment characteristics

Goods-producing industries

1.8

0.8

0.3

Construction

4.5

3.8

1.1

Manufacturing

2.3

2.1

1.3

0.3

Service-providing industries

1.2

1.1

0.8

0.3

Trade, transportation, and utilities

1.9

–

Wholesale trade

3.5

1.7

–

Transportation and warehousing

4.2

3.6

–

Information

3.1

2.8

–

Financial activities

2.1

–

Finance and insurance

1.5

–

Credit intermediation and related activities

1.7

1.8

–

Insurance carriers and related activities

2.9

2.7

1.6

–

Real estate and rental and leasing

–

9.0

6.4

–

Professional and business services

3.6

2.7

–

Professional and technical services

4.4

3.9

–

Administrative and waste services

7.1

4.6

–

Education and health services

2.4

2.6

–

Educational services

3.5

4.0

–

Junior colleges, colleges, and universities

2.4

3.0

–

Health care and social assistance

3.2

3.3

–

Leisure and hospitality

6.4

5.5

6.4

–

Accommodation and food services

7.2

5.6

7.0

–

Other services

4.4

5.5

7.0

–

1 to 99 workers

1.5

1.3

0.2

1 to 49 workers

1.7

1.8

1.6

0.2

50 to 99 workers

2.7

2.9

–

100 workers or more

1.3

1.2

0.7

0.3

100 to 499 workers

1.8

1.9

1.2

0.2

500 workers or more

2.1

1.9

1.3

0.6

Geographic areas

Northeast

1.6

1.5

0.2

New England

3.5

–

Middle Atlantic

1.7

1.6

1.5

0.2

South

2.0

–

South Atlantic

2.8

–

East South Central

5.5

5.6

–

West South Central

2.7

–

Midwest

1.6

–

0.8

East North Central

2.0

–

1.1

West

2.1

2.4

–

Mountain

4.0

–

Pacific

2.1

2.6

–

1Employer assumes all risks and expenses of providing the benefit.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

Standard ErrorsShort-term disability plans: Method of funding

Standard Errors
Short-term disability plans: Method of funding