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Employee Benefits Survey
EBS EBS Program Links

Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

7

93

Worker characteristics

   

Management, professional, and related

7

93

    Management, business, and financial

6

94

    Professional and related

7

93

Service

6

94

Sales and office

7

93

    Sales and related

9

91

    Office and administrative support

7

93

Natural resources, construction, and maintenance

9

91

    Installation, maintenance, and repair

9

91

Production, transportation, and material moving

6

94

    Production

6

94

    Transportation and material moving

6

94

Full time

7

93

Part time

5

95

Union

10

90

Nonunion

7

93

Average wage within the following categories:1

   

    Lowest 25 percent

10

90

    Second 25 percent

6

94

    Third 25 percent

7

93

    Highest 25 percent

7

93

        Highest 10 percent

7

93

Establishment characteristics

   

Goods-producing industries

6

94

    Construction

7

93

    Manufacturing

6

94

Service-providing industries

7

93

    Trade, transportation, and utilities

9

91

        Wholesale trade

8

92

        Retail trade

7

93

        Transportation and warehousing

10

90

        Utilities

18

82

    Information

3

97

    Financial activities

5

95

        Finance and insurance

4

96

            Credit intermediation and related activities

3

97

            Insurance carriers and related activities

5

95

    Professional and business services

10

90

        Professional and technical services

8

92

    Education and health services

6

94

        Educational services

8

92

            Junior colleges, colleges, and universities

11

89

        Health care and social assistance

5

95

    Other services

5

95

1 to 99 workers

5

95

    1 to 49 workers

4

96

    50 to 99 workers

5

95

100 workers or more

8

92

    100 to 499 workers

7

93

    500 workers or more

9

91

Geographic areas

   

Northeast

7

93

    New England

4

96

    Middle Atlantic

8

92

South

7

93

    South Atlantic

7

93

    East South Central

7

93

    West South Central

6

94

Midwest

6

94

    East North Central

6

94

    West North Central

7

93

West

8

92

    Pacific

7

93

1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.