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Employee Benefits Survey
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Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, private
industry workers,  National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

95

4

1

1

Worker characteristics

       

Management, professional, and related

96

4

[1]

[1]

    Management, business, and financial

95

4

    Professional and related

96

3

Service

95

3

    Protective service

95

Sales and office

95

4

[1]

[1]

    Sales and related

90

10

    Office and administrative support

97

2

[1]

1

Natural resources, construction, and maintenance

89

6

4

1

    Installation, maintenance, and repair

93

5

Production, transportation, and material moving

91

3

4

2

    Production

88

4

5

2

    Transportation and material moving

94

2

2

2

Full time

95

4

1

1

Part time

88

10

Union

80

6

10

4

Nonunion

96

4

[1]

[1]

Average wage within the following categories:2

       

    Lowest 25 percent

91

7

    Second 25 percent

97

2

1

[1]

    Third 25 percent

94

4

2

1

    Highest 25 percent

94

4

1

[1]

        Highest 10 percent

94

5

[1]

[1]

Establishment characteristics

       

Goods-producing industries

89

6

4

1

    Construction

88

7

    Manufacturing

90

5

4

2

Service-providing industries

96

3

[1]

[1]

    Trade, transportation, and utilities

90

8

1

1

        Wholesale trade

92

5

        Retail trade

82

16

        Transportation and warehousing

97

1

        Utilities

82

13

    Information

94

6

    Financial activities

98

1

        Finance and insurance

99

1

            Credit intermediation and related activities

99

1

            Insurance carriers and related activities

98

2

        Real estate and rental and leasing

92

    Professional and business services

97

3

        Professional and technical services

98

        Administrative and waste services

99

    Education and health services

98

2

        Educational services

97

            Junior colleges, colleges, and universities

97

        Health care and social assistance

98

1

    Leisure and hospitality

96

        Accommodation and food services

93

    Other services

100

1 to 99 workers

95

4

    1 to 49 workers

94

5

    50 to 99 workers

97

3

100 workers or more

94

4

1

1

    100 to 499 workers

94

4

1

1

    500 workers or more

94

3

2

1

Geographic areas

       

Northeast

96

3

1

1

    New England

96

3

    Middle Atlantic

95

2

1

1

South

95

4

[1]

[1]

    South Atlantic

96

4

    East South Central

92

    West South Central

96

3

Midwest

92

4

3

1

    East North Central

92

4

3

2

    West North Central

93

4

West

95

5

    Mountain

93

7

    Pacific

96

3

1Less than 0.5.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold.  The categories were formed using percentile
estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.