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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Long-term
care
insurance1

Retiree health care
benefits2

Under age
65

Age 65 and
over

All workers

17

16

14

Worker characteristics

     

Management, professional, and related

29

23

21

    Management, business, and financial

34

28

25

    Professional and related

26

20

19

Service

7

5

3

    Protective service

8

10

6

Sales and office

17

17

15

    Sales and related

12

12

11

    Office and administrative support

21

20

18

Natural resources, construction, and maintenance

12

15

14

    Construction, extraction, farming, fishing, and
     forestry

4

9

8

    Installation, maintenance, and repair

18

20

19

Production, transportation, and material moving

13

17

15

    Production

13

15

14

    Transportation and material moving

13

19

16

Full time

20

19

17

Part time

7

7

7

Union

24

42

36

Nonunion

16

13

12

Average wage within the following categories:3

     

    Lowest 25 percent

7

5

4

        Lowest 10 percent

5

4

3

    Second 25 percent

12

11

9

    Third 25 percent

19

19

17

    Highest 25 percent

34

30

28

        Highest 10 percent

40

33

31

Establishment characteristics

     

Goods-producing industries

14

17

15

    Construction

3

7

7

    Manufacturing

19

20

18

Service-providing industries

18

15

14

    Trade, transportation, and utilities

14

18

16

        Wholesale trade

14

11

9

        Retail trade

10

14

12

        Transportation and warehousing

24

34

32

        Utilities

49

65

62

    Information

50

50

50

    Financial activities

40

40

37

        Finance and insurance

49

50

47

            Credit intermediation and related activities

53

54

51

            Insurance carriers and related activities

43

42

40

        Real estate and rental and leasing

12

5

4

    Professional and business services

21

12

12

        Professional and technical services

29

15

16

        Administrative and waste services

7

6

4

    Education and health services

16

12

10

        Educational services

30

25

27

            Junior colleges, colleges, and universities

52

42

43

        Health care and social assistance

14

10

7

    Leisure and hospitality

6

2

1

        Accommodation and food services

7

2

1

    Other services

6

7

6

1 to 99 workers

9

7

6

    1 to 49 workers

7

6

6

    50 to 99 workers

13

10

9

100 workers or more

27

26

23

    100 to 499 workers

20

18

16

    500 workers or more

37

38

33

Geographic areas

     

Northeast

17

16

16

    New England

18

14

14

    Middle Atlantic

16

17

17

South

19

17

13

    South Atlantic

20

16

12

    East South Central

17

17

14

    West South Central

17

18

15

Midwest

16

15

14

    East North Central

17

16

15

    West North Central

13

15

13

West

16

13

13

    Mountain

15

12

12

    Pacific

16

14

13

1A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

2A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

3Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.