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Employee Benefits Survey
EBS EBS Program Links

Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers,  National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

59

10

7

24

56

14

1

29

18

52

1

30

55

14

7

24

Worker characteristics

                               

Management, professional, and related

77

10

3

10

76

10

1

12

25

62

[1]

13

74

13

3

10

    Management, business, and financial

83

12

1

4

85

10

1

5

30

65

81

14

1

4

    Professional and related

73

10

5

13

72

10

1

16

23

60

[1]

17

70

13

5

13

Service

30

10

9

51

26

15

2

58

6

35

[1]

59

28

13

8

51

    Protective service

38

34

34

42

6

36

3

56

36

6

22

36

Sales and office

59

10

11

20

54

15

2

29

15

54

1

29

56

13

10

21

    Sales and related

50

9

18

24

43

16

1

40

10

49

2

40

47

12

17

25

    Office and administrative support

66

11

6

17

62

15

2

22

19

58

1

22

63

14

6

18

Natural resources, construction, and maintenance

62

14

3

21

55

21

2

22

25

51

55

21

3

21

    Construction, extraction, farming, fishing, and
     forestry

55

15

4

26

47

29

44

29

44

27

3

26

    Installation, maintenance, and repair

68

12

3

17

61

19

2

17

23

58

20

64

16

3

17

Production, transportation, and material moving

66

10

5

19

64

12

1

23

22

54

[1]

23

59

18

5

19

    Production

72

11

3

14

70

13

1

16

22

62

17

68

16

3

14

    Transportation and material moving

61

9

6

24

58

12

1

29

23

47

1

30

50

20

6

25

Full time

73

13

2

11

71

15

1

13

22

64

[1]

14

69

17

2

11

Part time

18

3

19

59

11

11

2

77

6

15

2

76

14

7

18

60

Union

90

5

2

4

85

10

1

5

71

23

1

5

55

40

1

4

Nonunion

56

11

7

26

53

14

1

32

13

54

1

32

55

12

7

26

Average wage within the following categories:2

                               

    Lowest 25 percent

25

9

14

52

20

14

2

64

4

30

1

64

23

11

14

52

        Lowest 10 percent

15

8

16

61

11

12

2

76

2

20

2

76

13

10

15

62

    Second 25 percent

61

13

6

20

57

17

2

24

12

62

[1]

25

57

17

6

20

    Third 25 percent

75

11

3

11

72

15

1

13

23

63

[1]

14

70

17

3

11

    Highest 25 percent

84

9

2

6

84

9

1

7

36

57

[1]

7

79

14

2

6

        Highest 10 percent

86

8

2

4

88

6

1

5

36

58

83

11

2

4

Establishment characteristics

                               

Goods-producing industries

73

13

2

11

71

16

1

13

25

61

68

18

2

11

    Construction

53

19

4

25

44

28

[1]

28

51

28

44

27

3

25

    Manufacturing

81

11

2

6

81

11

1

7

27

65

77

15

2

6

Service-providing industries

56

10

8

26

53

13

2

33

16

50

1

33

52

14

7

27

    Trade, transportation, and utilities

62

7

13

18

54

15

2

29

17

53

2

29

54

15

12

19

        Wholesale trade

77

11

3

9

70

18

1

11

77

12

75

13

3

9

        Retail trade

50

7

20

23

40

17

3

40

11

46

3

40

43

14

19

24

        Transportation and warehousing

79

5

2

13

77

15

34

51

62

22

2

13

        Utilities

97

1

93

5

78

20

91

8

    Information

86

7

2

5

88

6

46

47

85

8

2

5

    Financial activities

80

8

3

8

82

7

1

10

41

48

80

9

3

8

        Finance and insurance

90

3

2

5

90

4

1

6

51

42

89

4

2

5

            Credit intermediation and related activities

93

2

2

3

93

2

1

4

51

45

93

3

2

3

            Insurance carriers and related activities

85

4

3

8

85

4

2

9

48

41

84

5

3

8

        Real estate and rental and leasing

50

25

5

20

55

24

65

24

47

28

4

21

    Professional and business services

57

11

5

27

54

13

2

30

53

32

56

12

5

27

        Professional and technical services

69

13

3

14

70

16

14

69

17

68

14

3

14

        Administrative and waste services

35

10

9

46

29

16

4

51

39

55

34

11

9

46

    Education and health services

63

12

6

19

62

14

1

24

16

59

[1]

25

59

17

6

19

        Educational services

67

7

2

23

64

25

59

25

59

16

2

23

            Junior colleges, colleges, and universities

86

3

1

10

85

11

16

73

82

7

1

10

        Health care and social assistance

62

13

7

18

61

14

1

24

16

59

[1]

25

58

17

7

18

    Leisure and hospitality

23

10

7

60

19

66

3

30

[1]

67

21

11

7

60

        Accommodation and food services

23

9

7

61

18

68

30

68

21

11

7

61

    Other services

36

12

10

42

31

17

1

51

41

51

34

14

9

43

1 to 99 workers

43

14

8

35

39

18

1

42

8

49

[1]

43

41

16

8

35

    1 to 49 workers

38

15

8

39

34

19

1

46

7

46

[1]

47

37

16

8

39

    50 to 99 workers

58

12

8

22

54

16

1

29

12

57

1

29

53

17

7

23

100 workers or more

78

6

6

10

75

9

2

14

29

55

1

15

72

12

5

11

    100 to 499 workers

73

8

7

12

69

12

2

17

20

61

1

18

67

14

7

12

    500 workers or more

86

3

3

8

85

4

1

10

43

46

1

10

79

10

3

8

Geographic areas

                               

Northeast

60

10

7

23

55

15

1

29

23

47

1

29

53

16

7

23

    New England

61

8

8

23

55

14

1

30

50

31

57

12

8

24

    Middle Atlantic

60

11

7

22

55

15

1

28

24

46

1

29

52

18

7

23

South

59

11

7

24

58

12

2

29

15

54

[1]

30

56

13

6

24

    South Atlantic

60

10

7

23

56

13

2

28

17

53

[1]

30

57

13

7

23

    East South Central

61

9

5

24

58

13

2

28

58

29

58

13

5

24

    West South Central

57

12

6

25

59

9

2

29

15

54

[1]

31

55

14

6

25

Midwest

62

9

8

21

59

12

1

28

18

52

1

28

58

13

8

21

    East North Central

62

10

8

21

60

12

1

27

19

52

1

27

57

15

7

21

    West North Central

63

6

9

22

58

11

1

30

17

52

1

30

61

8

9

22

West

55

12

5

28

49

18

1

32

16

51

1

32

50

16

5

28

    Mountain

55

11

7

28

53

12

1

34

13

53

1

34

51

14

6

28

    Pacific

55

13

5

28

47

21

1

31

18

50

1

32

50

18

4

28

1Less than 0.5.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.