Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 March 2016
(All workers participating in defined contribution plans = 100 percent)
Characteristics Employee contribution Employee contribution
option
Required Not required Pretax Not pretax
All workers
67
33
82
18
Worker characteristics
       
Management, professional, and related
68
32
84
16
    Management, business, and financial
70
30
85
15
    Professional and related
67
33
83
17
        Teachers
63
37
84
16
            Primary, secondary, and special education
             school teachers
66
34
        Registered nurses
60
40
80
20
Service
66
34
83
17
    Protective service
77
23
88
12
Sales and office
66
34
78
22
    Sales and related
67
33
74
26
    Office and administrative support
66
34
80
20
Natural resources, construction, and maintenance
64
36
80
20
    Construction, extraction, farming, fishing, and
     forestry
53
47
74
26
    Installation, maintenance, and repair
71
29
85
15
Production, transportation, and material moving
69
31
83
17
    Production
69
31
83
17
    Transportation and material moving
69
31
83
17
Full time
68
32
83
17
Part time
62
38
75
25
Union
65
35
81
19
Nonunion
67
33
82
18
Average wage within the following categories:2
       
    Lowest 25 percent
68
32
77
23
        Lowest 10 percent
66
34
74
26
    Second 25 percent
67
33
81
19
    Third 25 percent
66
34
83
17
    Highest 25 percent
68
32
84
16
        Highest 10 percent
70
30
85
15
Establishment characteristics
       
Goods-producing industries
66
34
81
19
Service-providing industries
68
32
82
18
    Education and health services
61
39
81
19
        Educational services
63
37
83
17
            Elementary and secondary schools
63
37
            Junior colleges, colleges, and universities
62
38
81
19
        Health care and social assistance
61
39
81
19
            Hospitals
66
34
80
20
    Public administration
61
39
88
12
1 to 99 workers
66
34
83
17
    1 to 49 workers
65
35
83
17
    50 to 99 workers
69
31
83
17
100 workers or more
68
32
81
19
    100 to 499 workers
69
31
82
18
    500 workers or more
67
33
81
19
Geographic areas
       
Northeast
66
34
85
15
    New England
66
34
84
16
    Middle Atlantic
66
34
85
15
South
71
29
81
19
    South Atlantic
68
32
79
21
    East South Central
77
23
84
16
    West South Central
74
26
82
18
Midwest
64
36
81
19
    East North Central
63
37
81
19
    West North Central
66
34
80
20
West
66
34
82
18
    Mountain
67
33
83
17
    Pacific
65
35
82
18
1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.