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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 March 2016
Characteristics Average
flat monthly
employer
premium 		Employee contribution not
required 		Employee contribution required
Percent of
participating
employees 		Average
flat monthly
employer
premium 		Percent of
participating
employees 		Average
flat monthly
employer
premium 		Average
flat monthly
employee
contribution
All workers
$6.74
0.4
$16.80
0.4
$6.69
$5.22
Worker characteristics
           
Management, professional, and related
10.00
0.6
28.65
0.6
9.28
8.07
    Management, business, and financial
14.49
0.7
42.55
0.7
14.19
9.11
    Professional and related
12.26
0.8
35.26
0.8
11.21
9.94
        Teachers
18.88
0.7
36.85
0.7
19.47
13.92
            Primary, secondary, and special education
             school teachers
21.20
0.9
42.03
0.9
22.04
16.95
        Registered nurses
31.61
2.6
53.44
2.6
29.38
36.88
Service
19.67
1.9
49.47
1.9
21.45
16.27
    Protective service
23.21
2.7
69.98
2.7
23.92
14.13
Sales and office
11.87
0.5
38.76
0.5
12.30
6.88
    Sales and related
18.48
0.6
83.34
0.6
18.83
13.84
    Office and administrative support
12.10
0.5
39.99
0.5
12.32
9.99
Natural resources, construction, and maintenance
16.45
1.7
33.05
1.7
14.69
14.50
    Construction, extraction, farming, fishing, and
     forestry
29.02
3.5
38.82
3.5
20.97
23.73
    Installation, maintenance, and repair
17.30
1.4
70.04
1.4
20.12
17.01
Production, transportation, and material moving
17.01
1.1
25.08
1.1
17.18
10.55
    Production
24.11
1.1
46.13
1.1
23.51
12.26
    Transportation and material moving
22.25
1.9
30.15
1.9
22.75
16.64
Full time
7.22
0.5
18.24
0.5
6.99
5.37
Part time
24.14
1.8
38.34
1.8
24.39
19.22
Union
11.25
1.4
15.46
1.4
12.04
9.86
Nonunion
8.22
0.3
35.19
0.3
7.79
5.83
Average wage within the following categories:2
           
    Lowest 25 percent
23.51
1.2
45.17
1.2
24.66
12.08
        Lowest 10 percent
34.55
0.8
125.02
0.8
39.06
27.09
    Second 25 percent
10.68
0.5
44.49
0.5
11.13
10.70
    Third 25 percent
9.87
0.6
18.90
0.6
9.59
8.13
    Highest 25 percent
9.30
0.7
20.67
0.7
9.41
7.58
        Highest 10 percent
14.40
1.2
39.40
1.2
14.29
8.78
Establishment characteristics
           
Goods-producing industries
16.63
1.5
34.10
1.5
13.93
10.85
Service-providing industries
7.21
0.4
18.86
0.4
7.34
6.10
    Education and health services
13.21
0.6
27.82
0.6
12.75
12.29
        Educational services
16.91
0.5
29.28
0.5
17.25
11.50
            Elementary and secondary schools
19.46
0.7
37.38
0.7
19.73
13.74
            Junior colleges, colleges, and universities
32.45
0.6
28.86
0.6
33.17
16.02
        Health care and social assistance
20.66
1.2
57.29
1.2
18.26
20.40
            Hospitals
22.72
1.2
86.51
1.2
20.26
12.16
    Public administration
17.24
0.9
37.40
0.9
18.40
15.71
1 to 99 workers
11.01
0.7
34.95
0.7
11.75
10.85
    1 to 49 workers
14.34
1.0
55.40
1.0
13.77
12.08
    50 to 99 workers
23.36
0.9
42.47
0.9
23.85
18.31
100 workers or more
7.52
0.5
17.92
0.5
7.52
5.39
    100 to 499 workers
11.87
0.7
27.77
0.7
11.57
7.90
    500 workers or more
8.69
0.7
22.49
0.7
8.80
6.93
Geographic areas
           
Northeast
14.46
0.8
27.61
0.8
17.99
7.30
    New England
26.02
1.8
53.88
1.8
27.23
16.50
    Middle Atlantic
17.11
1.1
30.85
1.1
23.26
9.14
South
12.66
0.7
38.32
0.7
11.89
8.66
    South Atlantic
17.45
1.2
53.15
1.2
15.56
10.85
    East South Central
30.83
0.8
136.14
0.8
32.59
21.38
    West South Central
17.52
0.7
63.79
0.7
18.44
16.88
Midwest
13.72
1.0
41.87
1.0
12.56
13.25
    East North Central
17.14
1.5
53.67
1.5
15.72
12.36
    West North Central
23.58
0.8
68.42
0.8
21.63
31.56
West
11.47
1.0
31.70
1.0
10.22
10.52
    Mountain
11.70
0.9
33.66
0.9
11.88
22.75
    Pacific
15.26
1.3
41.44
1.3
13.65
11.13
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.