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Employee Benefits Survey
EBS EBS Program Links

Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 March 2016
(All workers with long-term disability coverage = 100 percent)
Characteristics Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
All workers
94
4
1
[2]
Worker characteristics
       
Management, professional, and related
95
4
[2]
[2]
    Management, business, and financial
95
5
    Professional and related
95
4
        Teachers
97
2
            Primary, secondary, and special education
             school teachers
97
        Registered nurses
99
Service
96
3
    Protective service
93
6
Sales and office
96
4
[2]
[2]
    Sales and related
91
9
    Office and administrative support
97
2
[2]
[2]
Natural resources, construction, and maintenance
89
6
    Construction, extraction, farming, fishing, and
     forestry
84
15
    Installation, maintenance, and repair
92
5
Production, transportation, and material moving
91
4
4
2
    Production
88
5
    Transportation and material moving
95
2
Full time
95
4
1
[2]
Part time
90
8
2
Union
90
2
7
1
Nonunion
95
4
[2]
[2]
Average wage within the following categories:3
       
    Lowest 25 percent
93
6
1
        Lowest 10 percent
84
    Second 25 percent
96
3
[2]
1
    Third 25 percent
94
3
2
1
    Highest 25 percent
94
5
1
[2]
        Highest 10 percent
93
6
Establishment characteristics
       
Goods-producing industries
88
7
5
1
Service-providing industries
96
4
1
[2]
    Education and health services
98
2
        Educational services
97
3
            Elementary and secondary schools
97
            Junior colleges, colleges, and universities
95
4
        Health care and social assistance
98
            Hospitals
98
    Public administration
93
6
1 to 99 workers
94
5
1
[2]
    1 to 49 workers
93
6
    50 to 99 workers
96
1
100 workers or more
95
4
1
[2]
    100 to 499 workers
95
3
1
[2]
    500 workers or more
94
4
1
[2]
Geographic areas
       
Northeast
95
4
1
1
    New England
96
2
    Middle Atlantic
94
5
South
95
5
    South Atlantic
96
3
    East South Central
90
    West South Central
95
4
Midwest
92
5
3
1
    East North Central
91
5
    West North Central
93
5
West
97
3
[2]
[2]
    Mountain
97
3
    Pacific
97
2
[2]
1
1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.