Defined benefit retirement plans: Employee contribution requirement and method of contribution

Table 4. Defined benefit retirement plans:1 Employee contribution requirement and
method of contribution, State and local government workers, March 2016
(All workers participating in defined benefit plans = 100 percent)
Characteristics Employee
contribution
required
Fixed percent of annual earnings2 Employee
contribution
not required
Total Mean fixed
percent of
annual
earnings
Median fixed
percent of
annual
earnings
All workers
89
78
7.1
7.0
11
Worker characteristics
         
Management, professional, and related
90
80
7.1
7.0
10
    Professional and related
91
81
7.2
7.1
9
        Teachers
92
85
7.5
7.2
8
            Primary, secondary, and special education
             school teachers
92
86
7.5
7.2
8
Service
90
75
7.4
7.0
10
    Protective service
91
77
7.8
8.0
9
Sales and office
88
76
6.7
6.9
12
    Office and administrative support
88
76
6.8
7.0
12
Natural resources, construction, and maintenance
90
75
6.2
6.1
10
Production, transportation, and material moving
85
67
6.8
6.9
15
Full time
89
78
7.0
7.0
11
Part time
88
70
7.4
7.0
12
Union
90
69
7.2
7.0
10
Nonunion
89
87
6.9
7.0
11
Average wage within the following categories:3
         
    Lowest 25 percent
88
82
6.8
6.8
12
        Lowest 10 percent
89
84
7.2
7.2
11
    Second 25 percent
88
76
6.9
7.0
12
    Third 25 percent
90
77
6.9
6.8
10
    Highest 25 percent
90
76
7.6
7.2
10
        Highest 10 percent
93
75
7.9
7.5
7
Establishment characteristics
         
Service-providing industries
89
78
7.1
7.0
11
    Education and health services
91
81
7.2
7.0
9
        Educational services
92
84
7.2
7.0
8
            Elementary and secondary schools
92
84
7.3
7.0
8
            Junior colleges, colleges, and universities
93
84
7.3
7.2
7
        Health care and social assistance
75
59
6.6
6.3
25
            Hospitals
71
52
7.2
7.5
29
    Public administration
87
72
6.9
7.0
13
1 to 99 workers
88
78
7.0
6.6
12
    1 to 49 workers
92
77
6.6
6.2
8
100 workers or more
90
78
7.1
7.0
10
    100 to 499 workers
86
77
7.3
7.0
14
    500 workers or more
91
78
7.0
7.0
9
State government
90
73
6.8
7.0
10
Local government
89
79
7.1
7.0
11
Geographic areas
         
Northeast
97
57
6.7
7.0
3
    New England
98
59
7.2
7.3
2
    Middle Atlantic
96
57
6.6
7.0
4
South
92
92
6.3
6.7
8
    South Atlantic
94
92
5.2
6.0
6
    East South Central
89
88
7.9
8.5
11
    West South Central
93
92
7.2
7.2
7
Midwest
88
80
7.8
7.0
12
    East North Central
85
73
8.4
9.4
15
    West North Central
95
95
7.0
6.0
5
West
80
69
8.3
8.0
20
    Pacific
79
65
7.6
7.4
21
1The 2014 estimates are not strictly comparable to corresponding estimates in previous years. See technical note for more
information.
2The employee contributes a fixed percentage of his or her earnings to the retirement plan.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage
data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.