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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, March 2016
(All workers with family coverage medical care benefits = 100 percent)
Characteristics Total Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
100
$1,014.30
8
$1,444.13
92
$977.66
$511.47
Worker characteristics
             
Management, professional, and related
100
1,052.65
6
1,413.10
94
1,029.05
498.90
    Management, business, and financial
100
1,067.91
4
1,456.29
96
1,049.89
474.13
    Professional and related
100
1,043.25
7
1,396.72
93
1,015.82
514.63
Service
100
955.46
11
1,401.21
89
900.11
578.68
    Protective service
100
939.62
Sales and office
100
943.61
4
1,486.39
96
921.16
521.14
    Sales and related
100
889.57
4
1,529.62
96
866.81
531.19
    Office and administrative support
100
968.63
4
1,470.11
96
946.53
516.45
Natural resources, construction, and maintenance
100
1,035.69
16
1,522.77
84
942.18
551.94
    Construction, extraction, farming, fishing, and
     forestry
100
1,056.11
24
1,570.37
76
891.72
623.14
    Installation, maintenance, and repair
100
1,020.18
10
1,434.66
90
974.43
506.44
Production, transportation, and material moving
100
1,056.93
10
1,418.34
90
1,014.50
467.37
    Production
100
1,042.27
8
1,429.99
92
1,008.00
442.23
    Transportation and material moving
100
1,074.33
13
1,409.92
87
1,022.69
499.00
Full time
100
1,021.50
8
1,441.81
92
986.73
509.51
Part time
100
907.62
11
1,468.01
89
838.04
541.64
Union
100
1,305.12
34
1,515.80
66
1,198.57
418.40
Nonunion
100
965.87
4
1,331.82
96
952.32
522.15
Average wage within the following categories:1
             
    Lowest 25 percent
100
881.02
6
1,401.86
94
849.77
555.30
        Lowest 10 percent
100
963.68
4
1,511.58
96
938.77
575.10
    Second 25 percent
100
946.60
6
1,358.17
94
918.73
542.47
    Third 25 percent
100
1,029.02
8
1,461.87
92
989.29
509.37
    Highest 25 percent
100
1,096.72
9
1,482.50
91
1,057.48
474.14
        Highest 10 percent
100
1,096.43
8
1,397.69
92
1,069.94
452.80
Establishment characteristics
             
Goods-producing industries
100
1,079.94
12
1,449.65
88
1,031.62
460.13
    Construction
100
1,015.76
21
1,534.60
79
875.04
614.08
    Manufacturing
100
1,103.13
9
1,389.25
91
1,075.41
412.63
Service-providing industries
100
995.06
7
1,441.37
93
962.65
525.75
    Trade, transportation, and utilities
100
992.60
8
1,454.23
92
952.48
527.64
        Wholesale trade
100
1,052.62
8
1,491.55
92
1,013.40
492.08
        Retail trade
100
858.70
5
1,484.33
95
826.88
575.01
        Transportation and warehousing
100
1,121.22
13
1,415.33
87
1,076.80
490.74
        Utilities
100
1,262.53
    Information
100
1,130.17
11
1,737.08
89
1,055.96
360.86
    Financial activities
100
1,016.67
2
1,465.64
98
1,005.25
459.34
        Finance and insurance
100
1,037.03
2
1,384.89
98
1,028.66
420.17
            Credit intermediation and related activities
100
992.65
1
1,491.05
99
986.17
437.25
            Insurance carriers and related activities
100
1,059.79
3
1,266.12
97
1,053.45
396.11
        Real estate and rental and leasing
100
934.63
    Professional and business services
100
935.67
4
1,253.88
96
922.38
532.98
        Professional and technical services
100
1,003.16
6
1,226.63
94
989.17
496.49
        Administrative and waste services
100
814.06
    Education and health services
100
977.46
5
1,455.75
95
950.96
566.87
        Educational services
100
1,036.66
4
1,632.88
96
1,012.56
527.28
            Junior colleges, colleges, and universities
100
1,117.23
3
1,615.10
97
1,101.91
479.58
        Health care and social assistance
100
966.45
5
1,432.50
95
939.30
574.36
    Leisure and hospitality
100
1,115.95
        Accommodation and food services
100
1,086.99
13
1,376.33
87
1,045.13
536.43
    Other services
100
1,047.39
16
1,403.84
84
980.97
623.99
1 to 99 workers
100
959.27
8
1,411.76
92
918.64
573.57
    1 to 49 workers
100
948.20
8
1,353.29
92
912.33
564.39
    50 to 99 workers
100
984.70
8
1,540.61
92
933.19
594.75
100 workers or more
100
1,055.56
8
1,470.56
92
1,021.58
465.26
    100 to 499 workers
100
1,004.02
6
1,516.14
94
970.79
504.78
    500 workers or more
100
1,125.21
10
1,431.29
90
1,092.86
409.81
Geographic areas
             
Northeast
100
1,128.61
12
1,444.63
88
1,086.75
465.11
    New England
100
1,116.89
11
1,465.01
89
1,074.46
493.03
    Middle Atlantic
100
1,132.39
12
1,438.67
88
1,090.75
456.00
South
100
951.60
5
1,463.55
95
923.99
551.61
    South Atlantic
100
990.54
7
1,496.93
93
954.40
534.59
    East South Central
100
941.56
5
1,275.01
95
923.86
520.23
    West South Central
100
892.35
3
1,506.00
97
875.93
593.95
Midwest
100
1,013.59
7
1,423.37
93
980.44
498.50
    East North Central
100
1,035.47
7
1,422.00
93
1,004.83
486.47
    West North Central
100
965.77
8
1,426.21
92
926.90
524.91
West
100
1,015.77
9
1,444.99
91
972.19
499.01
    Mountain
100
974.72
7
1,341.76
93
948.91
465.44
    Pacific
100
1,034.42
10
1,474.55
90
983.22
514.92
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.