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Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, March 2016
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics With
maximum
benefit
amount
Maximum weekly benefit amount1 With no
maximum
benefit
amount
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
All workers
73
$170
$275
$604
$1,500
$2,500
27
Worker characteristics
             
Management, professional, and related
68
170
524
1,000
1,800
2,500
32
    Management, business, and financial
66
170
559
1,000
1,750
2,500
34
    Professional and related
69
170
500
750
1,800
2,500
31
Service
75
170
170
535
615
1,500
25
Sales and office
79
170
200
604
1,385
2,500
21
    Sales and related
86
170
200
500
1,250
14
    Office and administrative support
77
170
200
615
1,385
2,500
23
Natural resources, construction, and maintenance
79
170
170
500
1,000
21
    Installation, maintenance, and repair
75
170
350
595
1,000
2,300
25
Production, transportation, and material moving
72
170
350
528
1,000
1,846
28
    Production
69
170
350
604
1,500
2,500
31
    Transportation and material moving
76
170
360
500
800
1,500
24
Full time
72
170
300
615
1,500
2,500
28
Part time
86
170
170
500
604
14
Nonunion
72
170
300
614
1,500
2,500
28
Average wage within the following categories:2
             
    Lowest 25 percent
84
170
170
500
615
1,500
16
        Lowest 10 percent
90
170
170
604
10
    Second 25 percent
77
170
200
600
1,250
2,309
23
    Third 25 percent
70
170
350
604
1,500
2,500
30
    Highest 25 percent
70
170
500
750
1,750
2,500
30
        Highest 10 percent
67
170
500
1,000
2,000
2,565
33
Establishment characteristics
             
Goods-producing industries
71
170
350
604
1,200
2,308
29
    Manufacturing
65
200
400
750
1,500
2,500
35
Service-providing industries
74
170
230
604
1,500
2,500
26
    Trade, transportation, and utilities
81
170
200
500
750
2,300
19
        Wholesale trade
78
170
500
604
1,000
2,000
22
        Retail trade
85
170
200
200
615
15
        Transportation and warehousing
78
170
500
604
22
    Information
78
170
2,000
2,500
22
    Financial activities
58
170
614
1,250
2,500
5,000
42
        Finance and insurance
51
1,500
3,000
6,230
49
            Credit intermediation and related activities
50
170
3,456
8,077
50
            Insurance carriers and related activities
57
1,000
1,250
2,500
43
    Professional and business services
78
170
559
1,500
2,500
22
        Professional and technical services
79
170
559
1,500
2,000
21
    Education and health services
66
170
615
1,500
2,500
34
        Educational services
69
170
170
595
1,923
31
            Junior colleges, colleges, and universities
45
170
170
1,500
2,000
55
    Other services
79
170
170
604
1,000
1,480
21
1 to 99 workers
78
170
604
1,000
2,000
22
    1 to 49 workers
77
170
170
600
1,000
1,500
23
    50 to 99 workers
80
170
315
604
1,200
2,500
20
100 workers or more
70
170
300
604
1,500
2,500
30
    100 to 499 workers
74
170
300
604
1,500
2,500
26
    500 workers or more
66
170
385
615
2,300
2,565
34
Geographic areas
             
Northeast
87
170
170
572
615
1,500
13
    Middle Atlantic
90
170
170
500
604
1,000
10
South
66
200
500
1,000
1,800
2,500
34
    South Atlantic
67
200
500
1,000
1,750
2,500
33
    East South Central
64
200
500
1,000
1,500
2,500
36
    West South Central
65
500
2,300
2,500
35
Midwest
61
250
500
1,500
2,500
39
    East North Central
62
250
475
750
1,500
2,500
38
West
72
200
500
1,000
1,800
2,500
28
    Mountain
70
1,500
2,500
30
    Pacific
73
200
500
1,965
2,500
27
1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.