Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, March 2016
|
| Characteristics
|
Employee
contribution
required
|
Employee
contribution not
required
|
All workers
|
0.6 |
0.6 |
Worker characteristics
|
|
|
Management, professional, and related
|
0.6 |
0.6 |
Management, business, and financial
|
0.9 |
0.9 |
Professional and related
|
0.7 |
0.7 |
Service
|
2.0 |
2.0 |
Sales and office
|
1.1 |
1.1 |
Sales and related
|
1.4 |
1.4 |
Office and administrative support
|
1.3 |
1.3 |
Natural resources, construction, and maintenance
|
1.7 |
1.7 |
Installation, maintenance, and repair
|
2.0 |
2.0 |
Production, transportation, and material moving
|
1.1 |
1.1 |
Production
|
1.3 |
1.3 |
Transportation and material moving
|
1.3 |
1.3 |
Full time
|
0.7 |
0.7 |
Part time
|
1.1 |
1.1 |
Union
|
1.3 |
1.3 |
Nonunion
|
0.6 |
0.6 |
Average wage within the following categories:1
|
|
|
Lowest 25 percent
|
2.0 |
2.0 |
Second 25 percent
|
1.1 |
1.1 |
Third 25 percent
|
0.7 |
0.7 |
Highest 25 percent
|
0.8 |
0.8 |
Highest 10 percent
|
1.2 |
1.2 |
Establishment characteristics
|
|
|
Goods-producing industries
|
0.8 |
0.8 |
Manufacturing
|
1.0 |
1.0 |
Service-providing industries
|
0.8 |
0.8 |
Trade, transportation, and utilities
|
1.4 |
1.4 |
Wholesale trade
|
2.3 |
2.3 |
Retail trade
|
1.9 |
1.9 |
Transportation and warehousing
|
2.4 |
2.4 |
Utilities
|
4.1 |
4.1 |
Information
|
1.1 |
1.1 |
Financial activities
|
0.7 |
0.7 |
Finance and insurance
|
0.5 |
0.5 |
Credit intermediation and related activities
|
0.6 |
0.6 |
Insurance carriers and related activities
|
0.9 |
0.9 |
Real estate and rental and leasing
|
5.4 |
5.4 |
Professional and business services
|
2.2 |
2.2 |
Professional and technical services
|
1.9 |
1.9 |
Education and health services
|
1.5 |
1.5 |
Educational services
|
1.6 |
1.6 |
Junior colleges, colleges, and universities
|
1.6 |
1.6 |
Health care and social assistance
|
1.8 |
1.8 |
1 to 99 workers
|
1.1 |
1.1 |
1 to 49 workers
|
0.9 |
0.9 |
50 to 99 workers
|
2.7 |
2.7 |
100 workers or more
|
0.8 |
0.8 |
100 to 499 workers
|
0.8 |
0.8 |
500 workers or more
|
1.2 |
1.2 |
Geographic areas
|
|
|
Northeast
|
2.0 |
2.0 |
New England
|
1.0 |
1.0 |
Middle Atlantic
|
2.5 |
2.5 |
South
|
1.2 |
1.2 |
South Atlantic
|
1.9 |
1.9 |
West South Central
|
1.1 |
1.1 |
Midwest
|
0.8 |
0.8 |
East North Central
|
1.0 |
1.0 |
West North Central
|
1.3 |
1.3 |
West
|
0.9 |
0.9 |
Mountain
|
1.2 |
1.2 |
Pacific
|
1.2 |
1.2 |
1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2016.
|
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.
|
Source: Bureau of Labor Statistics, National Compensation Survey.
|
|
United States Department of Labor
