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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
March 2016
(All workers = 100 percent)
Characteristics Long-term
care
insurance1
Retiree healthcare
benefits2
Under age
65
Age 65 and
over
All workers
17
15
13
Worker characteristics
     
Management, professional, and related
28
23
20
    Management, business, and financial
33
27
23
    Professional and related
25
21
18
Service
7
5
4
    Protective service
6
4
Sales and office
17
14
13
    Sales and related
13
9
8
    Office and administrative support
20
18
16
Natural resources, construction, and maintenance
11
13
13
    Construction, extraction, farming, fishing, and
     forestry
5
8
8
    Installation, maintenance, and repair
16
19
18
Production, transportation, and material moving
13
17
15
    Production
13
15
13
    Transportation and material moving
13
19
16
Full time
20
18
16
Part time
6
5
5
Union
23
41
36
Nonunion
16
12
11
Average wage within the following categories:3
     
    Lowest 25 percent
6
4
4
        Lowest 10 percent
4
3
3
    Second 25 percent
13
10
8
    Third 25 percent
19
19
17
    Highest 25 percent
33
30
26
        Highest 10 percent
39
32
29
Establishment characteristics
     
Goods-producing industries
15
16
15
    Construction
3
6
6
    Manufacturing
21
21
18
Service-providing industries
17
15
13
    Trade, transportation, and utilities
14
15
13
        Wholesale trade
16
9
7
        Retail trade
10
9
7
        Transportation and warehousing
21
36
33
        Utilities
43
60
54
    Information
49
48
43
    Financial activities
40
39
37
        Finance and insurance
50
50
47
            Credit intermediation and related activities
52
53
52
            Insurance carriers and related activities
44
44
41
        Real estate and rental and leasing
9
5
3
    Professional and business services
18
12
10
        Professional and technical services
24
13
12
        Administrative and waste services
7
6
4
    Education and health services
18
13
11
        Educational services
32
28
31
            Junior colleges, colleges, and universities
53
43
45
        Health care and social assistance
15
11
8
    Leisure and hospitality
6
2
2
        Accommodation and food services
6
2
2
    Other services
7
8
7
1 to 99 workers
9
7
6
    1 to 49 workers
8
6
6
    50 to 99 workers
13
11
9
100 workers or more
26
25
21
    100 to 499 workers
19
16
14
    500 workers or more
37
38
32
Geographic areas
     
Northeast
17
15
15
    New England
17
13
12
    Middle Atlantic
17
16
16
South
18
16
13
    South Atlantic
19
17
13
    East South Central
16
17
14
    West South Central
17
16
14
Midwest
15
14
13
    East North Central
16
14
13
    West North Central
14
15
14
West
16
13
11
    Mountain
16
10
9
    Pacific
15
14
12
1A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
2A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
3Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2016.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.