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Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, civilian workers,1 March 2017
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies2 Exists, but
amount
unknown
Other3
All workers
69
17
12
2
Worker characteristics
       
Management, professional, and related
68
18
12
3
    Management, business, and financial
71
16
11
2
    Professional and related
66
18
12
3
        Teachers
68
22
8
3
            Primary, secondary, and special education
             school teachers
71
19
7
3
        Registered nurses
62
20
17
2
Service
73
16
9
2
    Protective service
72
16
5
7
Sales and office
65
22
11
2
    Sales and related
57
30
    Office and administrative support
68
19
11
2
Natural resources, construction, and maintenance
73
10
16
1
    Construction, extraction, farming, fishing, and
     forestry
74
9
15
1
    Installation, maintenance, and repair
73
11
16
1
Production, transportation, and material moving
76
10
14
1
    Production
80
9
11
[4]
    Transportation and material moving
70
11
17
2
Full time
70
16
12
2
Part time
59
25
11
4
Union
70
12
12
6
Nonunion
69
18
12
1
Average wage within the following categories:5
       
    Lowest 25 percent
72
17
        Lowest 10 percent
83
11
    Second 25 percent
69
18
12
1
    Third 25 percent
71
15
12
2
    Highest 25 percent
68
17
12
3
        Highest 10 percent
68
18
11
3
Establishment characteristics
       
Goods-producing industries
77
10
13
1
Service-providing industries
68
18
12
2
    Education and health services
67
20
10
3
        Educational services
67
23
7
3
            Elementary and secondary schools
70
19
7
3
            Junior colleges, colleges, and universities
60
32
7
2
        Health care and social assistance
67
17
            Hospitals
58
25
15
3
    Public administration
67
19
6
8
1 to 99 workers
73
12
13
2
    1 to 49 workers
72
12
15
2
    50 to 99 workers
75
13
11
2
100 workers or more
67
19
11
2
    100 to 499 workers
71
17
10
1
    500 workers or more
63
22
12
3
Geographic areas
       
Northeast
70
16
11
3
    New England
78
12
8
1
    Middle Atlantic
67
18
12
4
South
71
18
10
1
    South Atlantic
67
22
    East South Central
76
17
    West South Central
73
13
13
[4]
Midwest
70
14
14
1
    East North Central
71
14
14
1
    West North Central
68
15
16
1
West
66
17
13
4
    Mountain
64
22
    Pacific
67
14
14
5
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
3Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
4Less than 0.5.
5Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.