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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1 March
2017
(All workers = 100 percent)
Characteristics Long-term
care
insurance2 		Retiree healthcare
benefits3
Under age
65 		Age 65 and
over
All workers
18
22
20
Worker characteristics
     
Management, professional, and related
29
35
32
    Management, business, and financial
34
33
30
    Professional and related
27
36
33
        Teachers
26
56
51
            Primary, secondary, and special education
             school teachers
24
61
53
        Registered nurses
22
23
17
Service
9
13
11
    Protective service
18
47
41
Sales and office
18
18
17
    Sales and related
13
9
8
    Office and administrative support
21
24
23
Natural resources, construction, and maintenance
12
17
17
    Construction, extraction, farming, fishing, and
     forestry
7
12
13
    Installation, maintenance, and repair
17
22
21
Production, transportation, and material moving
14
19
16
    Production
14
16
14
    Transportation and material moving
14
21
18
Full time
22
27
25
Part time
7
7
7
Union
25
56
50
Nonunion
17
17
15
Average wage within the following categories:4
     
    Lowest 25 percent
7
7
6
        Lowest 10 percent
4
4
3
    Second 25 percent
15
17
16
    Third 25 percent
22
28
27
    Highest 25 percent
33
41
38
        Highest 10 percent
37
41
38
Establishment characteristics
     
Goods-producing industries
15
17
16
Service-providing industries
19
23
21
    Education and health services
22
33
29
        Educational services
31
59
54
            Elementary and secondary schools
23
60
53
            Junior colleges, colleges, and universities
51
67
65
        Health care and social assistance
16
15
12
            Hospitals
29
32
24
    Public administration
28
72
71
1 to 99 workers
10
10
10
    1 to 49 workers
8
8
8
    50 to 99 workers
14
17
14
100 workers or more
27
34
31
    100 to 499 workers
19
22
20
    500 workers or more
36
50
45
Geographic areas
     
Northeast
17
24
23
    New England
16
21
21
    Middle Atlantic
18
25
24
South
21
25
22
    South Atlantic
22
25
22
    East South Central
19
25
21
    West South Central
19
26
23
Midwest
16
20
18
    East North Central
16
19
18
    West North Central
15
21
19
West
18
19
17
    Mountain
18
15
14
    Pacific
18
21
19
1Includes workers in private industry and state and local government. See Technical Note for
further explanation.
2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2017.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.