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Employee Benefits Survey
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Long-term disability plans: Maximum benefit amounts

Table 31. Long-term disability plans: Maximum benefit amounts, State and local government workers,
March 2017
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics With
maximum
benefit
amount
Maximum monthly benefit amount1 With no
maximum
benefit
amount
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
All workers
72
$3,900
$5,000
$7,000
$10,000
28
Worker characteristics
             
Management, professional, and related
73
3,900
5,000
7,500
10,000
27
    Professional and related
73
$1,500
3,900
5,000
7,000
10,000
27
        Teachers
70
3,900
5,000
6,000
10,000
30
            Primary, secondary, and special education
             school teachers
68
800
3,900
5,000
6,000
8,000
32
Service
71
3,900
5,000
6,000
10,000
29
    Protective service
71
3,000
3,900
5,000
6,000
10,000
29
Sales and office
73
3,000
3,900
5,000
7,500
10,000
27
    Office and administrative support
73
3,000
3,900
5,000
7,500
10,000
27
Natural resources, construction, and maintenance
71
3,000
3,900
5,000
6,500
10,000
29
Production, transportation, and material moving
67
3,900
5,000
5,000
6,000
10,000
33
Full time
73
3,900
5,000
7,000
10,000
27
Part time
59
2,500
5,000
6,000
7,500
10,000
41
Union
68
3,000
5,000
5,000
7,500
10,000
32
Nonunion
76
800
3,900
5,000
7,000
10,000
24
Average wage within the following categories:2
             
    Lowest 25 percent
69
1,000
3,900
5,000
6,500
10,000
31
        Lowest 10 percent
70
800
5,000
6,111
10,000
30
    Second 25 percent
73
2,500
4,000
5,000
7,000
10,000
27
    Third 25 percent
72
3,900
5,000
7,000
10,000
28
    Highest 25 percent
73
3,102
5,000
5,000
8,000
10,000
27
        Highest 10 percent
73
3,000
5,000
5,000
7,500
10,000
27
Establishment characteristics
             
Service-providing industries
72
3,900
5,000
7,000
10,000
28
    Education and health services
73
1,500
3,900
5,000
7,500
10,000
27
        Educational services
71
1,500
3,900
5,000
7,000
10,000
29
            Elementary and secondary schools
68
3,900
5,000
6,000
8,333
32
            Junior colleges, colleges, and universities
77
3,900
5,000
9,200
13,000
23
        Health care and social assistance
86
5,000
5,000
10,000
14
            Hospitals
86
5,000
10,000
15,000
14
    Public administration
66
3,000
4,000
5,000
6,250
10,000
34
1 to 99 workers
69
800
3,900
5,000
6,250
10,000
31
    1 to 49 workers
68
2,500
3,900
5,000
6,000
10,000
32
    50 to 99 workers
70
800
3,900
5,000
6,666
30
100 workers or more
73
3,900
5,000
7,500
10,000
27
    100 to 499 workers
72
3,000
3,900
5,000
6,000
10,000
28
    500 workers or more
73
4,000
5,000
7,500
10,000
27
State government
74
3,900
5,000
7,500
26
Local government
72
2,500
3,900
5,000
7,000
10,000
28
Geographic areas
             
Northeast
81
5,000
5,000
7,500
13,000
19
South
89
800
3,900
5,000
6,000
10,000
11
    South Atlantic
90
800
3,900
5,000
10,000
10
    West South Central
85
5,000
5,000
6,000
10,000
15
Midwest
49
5,000
5,000
7,500
11,250
51
    East North Central
45
5,000
5,000
7,000
11,250
55
    West North Central
60
5,000
5,000
7,500
40
West
76
3,102
5,000
6,000
8,000
10,000
24
    Mountain
66
4,000
5,000
6,000
9,000
34
    Pacific
84
3,000
4,000
5,500
8,000
10,000
16
1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.