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Employee Benefits Survey
EBS EBS Program Links

Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, March 2017
(All workers with long-term disability coverage = 100 percent)
Characteristics Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
All workers
94
4
1
[1]
Worker characteristics
       
Management, professional, and related
95
5
    Management, business, and financial
95
5
    Professional and related
95
4
Service
97
1
    Protective service
92
Sales and office
96
3
[1]
[1]
    Sales and related
94
6
    Office and administrative support
97
2
[1]
[1]
Natural resources, construction, and maintenance
87
8
    Installation, maintenance, and repair
91
6
Production, transportation, and material moving
91
4
4
2
    Production
88
5
5
2
    Transportation and material moving
94
2
Full time
94
4
1
[1]
Part time
94
5
Union
85
11
Nonunion
96
4
[1]
[1]
Average wage within the following categories:2
       
    Lowest 25 percent
94
6
        Lowest 10 percent
90
    Second 25 percent
97
2
[1]
1
    Third 25 percent
94
3
2
1
    Highest 25 percent
93
5
1
[1]
        Highest 10 percent
92
7
Establishment characteristics
       
Goods-producing industries
87
7
5
1
    Construction
84
15
    Manufacturing
90
6
3
1
Service-providing industries
96
3
[1]
[1]
    Trade, transportation, and utilities
91
7
        Wholesale trade
93
4
        Retail trade
86
13
        Transportation and warehousing
93
5
        Utilities
89
    Information
94
5
    Financial activities
99
1
[1]
        Finance and insurance
99
1
            Credit intermediation and related activities
99
1
            Insurance carriers and related activities
98
        Real estate and rental and leasing
96
    Professional and business services
96
4
        Professional and technical services
97
3
    Education and health services
98
1
        Educational services
97
3
            Junior colleges, colleges, and universities
95
4
        Health care and social assistance
99
    Leisure and hospitality
94
        Accommodation and food services
89
    Other services
99
1 to 99 workers
95
4
1
[1]
    1 to 49 workers
94
5
1
[1]
    50 to 99 workers
96
1
100 workers or more
94
4
1
[1]
    100 to 499 workers
96
3
1
[1]
    500 workers or more
93
5
2
[1]
Geographic areas
       
Northeast
95
4
    New England
97
2
    Middle Atlantic
94
5
South
95
4
    South Atlantic
97
3
    East South Central
91
    West South Central
95
4
Midwest
91
4
3
1
    East North Central
91
4
    West North Central
92
5
West
97
3
    Mountain
96
4
    Pacific
97
3
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.