Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, civilian
workers,1 March 2018
(All workers = 100 percent)
Characteristics Defined
benefit and
defined
contribution
Defined
benefit only
Defined
contribution
only
All workers
16
11
45
Worker characteristics
     
Management, professional, and related
25
16
45
    Management, business, and financial
26
8
54
    Professional and related
24
20
41
        Teachers
28
46
12
            Primary, secondary, and special education
             school teachers
28
60
6
        Registered nurses
32
10
49
Service
6
9
34
    Protective service
22
34
27
Sales and office
13
7
53
    Sales and related
7
3
57
    Office and administrative support
16
9
50
Natural resources, construction, and maintenance
15
9
40
    Construction, extraction, farming, fishing, and
     forestry
15
13
33
    Installation, maintenance, and repair
16
6
46
Production, transportation, and material moving
14
9
48
    Production
16
3
54
    Transportation and material moving
12
14
44
Full time
19
12
50
Part time
4
7
29
Union
33
47
14
Nonunion
13
5
49
Average wage within the following categories:2
     
    Lowest 25 percent
3
4
38
        Lowest 10 percent
1
3
29
    Second 25 percent
11
10
51
    Third 25 percent
20
14
49
    Highest 25 percent
31
17
42
        Highest 10 percent
33
14
43
Establishment characteristics
     
Goods-producing industries
18
4
53
Service-providing industries
15
12
43
    Education and health services
20
22
39
        Educational services
27
46
15
            Elementary and secondary schools
25
60
5
            Junior colleges, colleges, and universities
37
22
32
        Health care and social assistance
15
6
54
            Hospitals
35
9
48
    Public administration
32
55
4
1 to 99 workers
7
6
43
    1 to 49 workers
6
4
41
    50 to 99 workers
10
11
49
100 workers or more
24
16
46
    100 to 499 workers
15
13
56
    500 workers or more
36
20
34
Geographic areas
     
Northeast
18
13
41
    New England
16
15
44
    Middle Atlantic
18
13
40
South
16
10
45
    South Atlantic
19
8
43
    East South Central
16
9
48
    West South Central
10
13
46
Midwest
16
9
47
    East North Central
17
8
47
    West North Central
14
12
47
West
13
12
45
    Mountain
10
11
53
    Pacific
14
12
41
1Includes workers in private industry and state and local government. See Technical Note for
further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2018.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.