Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 March 2018
Characteristics Average
flat monthly
employer
premium
Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
$2.87
0.5
$5.89
0.5
$3.14
$1.14
Worker characteristics
           
Management, professional, and related
3.99
0.8
7.41
0.8
4.53
1.79
    Management, business, and financial
8.01
0.9
17.96
0.9
7.47
2.17
    Professional and related
3.84
1.1
9.27
1.1
4.80
2.29
        Teachers
7.29
1.4
8.38
1.4
9.59
6.04
            Primary, secondary, and special education
             school teachers
9.98
1.7
9.51
1.7
13.27
7.81
        Registered nurses
13.09
3.9
15.32
3.9
13.86
5.18
Service
8.74
1.6
14.72
1.6
9.40
4.44
    Protective service
9.11
2.6
9.07
2.6
12.59
5.02
Sales and office
3.11
0.8
14.30
0.8
2.78
2.11
    Sales and related
4.92
1.0
25.70
1.0
4.98
3.00
    Office and administrative support
3.31
0.9
14.67
0.9
3.14
3.23
Natural resources, construction, and maintenance
8.84
2.1
16.38
2.1
8.07
3.21
    Construction, extraction, farming, fishing, and
     forestry
13.57
3.6
21.05
3.6
12.57
5.58
    Installation, maintenance, and repair
8.90
2.0
21.52
2.0
8.30
3.62
Production, transportation, and material moving
6.23
1.2
17.86
1.2
6.80
2.36
    Production
8.92
1.5
15.95
1.5
10.11
2.53
    Transportation and material moving
7.09
1.9
24.07
1.9
6.50
4.08
Full time
2.94
0.5
6.11
0.5
3.11
1.06
Part time
13.46
1.8
21.71
1.8
13.31
8.34
Union
4.59
1.5
11.02
1.5
4.86
2.66
Nonunion
3.12
0.5
7.92
0.5
3.46
1.28
Average wage within the following categories:2
           
    Lowest 25 percent
7.56
1.1
17.07
1.1
8.02
4.21
        Lowest 10 percent
10.16
2.9
29.04
2.9
10.48
6.93
    Second 25 percent
3.82
0.7
15.26
0.7
3.95
2.21
    Third 25 percent
4.05
0.9
8.80
0.9
4.41
1.99
    Highest 25 percent
4.06
0.8
8.00
0.8
4.07
1.75
        Highest 10 percent
4.65
1.1
7.43
1.1
4.87
2.52
Establishment characteristics
           
Goods-producing industries
7.08
1.2
12.75
1.2
7.17
1.89
Service-providing industries
3.14
0.6
6.55
0.6
3.46
1.36
    Education and health services
5.68
1.1
6.76
1.1
6.43
3.32
        Educational services
4.55
0.8
7.35
0.8
5.79
4.10
            Elementary and secondary schools
6.60
1.2
8.45
1.2
8.92
6.03
            Junior colleges, colleges, and universities
8.35
1.5
12.25
1.5
8.52
3.05
        Health care and social assistance
9.23
1.8
12.53
1.8
9.76
4.84
            Hospitals
9.00
2.5
11.27
2.5
10.34
3.95
    Public administration
4.23
1.3
11.96
1.3
4.51
3.04
1 to 99 workers
4.55
1.0
12.86
1.0
5.35
2.08
    1 to 49 workers
5.22
1.2
15.07
1.2
5.69
2.57
    50 to 99 workers
7.87
1.6
18.08
1.6
8.32
3.38
100 workers or more
3.21
0.8
6.72
0.8
3.29
1.49
    100 to 499 workers
4.28
0.9
10.66
0.9
4.34
2.21
    500 workers or more
4.64
1.0
8.95
1.0
4.98
1.79
Geographic areas
           
Northeast
3.95
1.2
10.18
1.2
4.33
2.33
    New England
7.90
1.8
31.58
1.8
8.98
4.63
    Middle Atlantic
4.43
1.5
10.94
1.5
5.01
2.50
South
4.68
0.7
8.37
0.7
5.02
1.98
    South Atlantic
6.37
1.0
14.46
1.0
7.20
2.91
    East South Central
6.76
1.5
28.70
1.5
4.99
5.00
    West South Central
9.97
1.4
8.71
1.4
10.26
3.16
Midwest
6.79
1.1
12.23
1.1
8.15
2.35
    East North Central
8.83
1.2
18.19
1.2
11.04
3.17
    West North Central
9.94
2.4
14.63
2.4
9.06
2.68
West
6.59
1.5
14.59
1.5
6.61
2.38
    Mountain
15.54
1.8
25.71
1.8
12.85
3.61
    Pacific
6.57
2.0
17.59
2.0
7.07
3.01
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.