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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 March 2018
(All workers with family coverage medical care benefits = 100 percent)
Characteristics Total Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
100
$1,089.55
7
$1,489.22
93
$1,058.54
$549.84
Worker characteristics
             
Management, professional, and related
100
1,103.56
6
1,436.23
94
1,082.06
540.67
    Management, business, and financial
100
1,100.96
4
1,421.56
96
1,087.10
516.29
    Professional and related
100
1,104.80
7
1,440.38
93
1,079.57
552.68
        Teachers
100
1,066.58
7
1,527.14
93
1,032.28
571.66
            Primary, secondary, and special education
             school teachers
100
1,036.54
8
1,530.92
92
991.24
596.38
        Registered nurses
100
1,134.45
8
1,585.51
92
1,096.65
557.19
Service
100
1,008.73
7
1,485.89
93
970.84
585.77
    Protective service
100
1,230.05
9
1,609.37
91
1,193.17
430.57
Sales and office
100
1,056.56
4
1,431.66
96
1,039.63
558.00
    Sales and related
100
999.88
3
1,401.57
97
986.60
565.66
    Office and administrative support
100
1,077.73
5
1,439.26
95
1,059.76
555.10
Natural resources, construction, and maintenance
100
1,094.21
13
1,519.30
87
1,030.09
570.79
    Construction, extraction, farming, fishing, and
     forestry
100
1,074.81
20
1,594.95
80
944.14
593.47
    Installation, maintenance, and repair
100
1,110.58
7
1,341.85
93
1,092.57
554.31
Production, transportation, and material moving
100
1,161.42
11
1,580.01
89
1,111.68
521.08
    Production
100
1,168.32
11
1,527.75
89
1,123.89
495.47
    Transportation and material moving
100
1,154.21
10
1,638.81
90
1,099.01
547.64
Full time
100
1,096.04
7
1,485.68
93
1,066.99
544.85
Part time
100
977.32
12
1,525.36
88
904.53
640.81
Union
100
1,366.92
23
1,570.62
77
1,306.55
457.44
Nonunion
100
1,019.75
3
1,345.54
97
1,008.77
568.38
Average wage within the following categories:2
             
    Lowest 25 percent
100
913.11
5
1,460.76
95
886.18
632.92
        Lowest 10 percent
100
903.22
4
1,506.81
96
874.37
636.17
    Second 25 percent
100
1,033.62
5
1,407.03
95
1,011.89
566.84
    Third 25 percent
100
1,122.04
9
1,499.66
91
1,086.69
542.73
    Highest 25 percent
100
1,170.92
8
1,527.59
92
1,138.84
509.71
        Highest 10 percent
100
1,185.96
9
1,466.13
91
1,158.62
491.96
Establishment characteristics
             
Goods-producing industries
100
1,151.10
11
1,522.83
89
1,106.44
496.40
Service-providing industries
100
1,075.18
6
1,476.03
94
1,047.87
561.73
    Education and health services
100
1,073.89
6
1,518.26
94
1,045.70
599.84
        Educational services
100
1,092.63
6
1,540.40
94
1,061.40
557.95
            Elementary and secondary schools
100
1,038.41
8
1,538.30
92
992.52
596.17
            Junior colleges, colleges, and universities
100
1,200.75
3
1,482.56
97
1,192.41
482.70
        Health care and social assistance
100
1,058.77
5
1,497.14
95
1,033.17
633.29
            Hospitals
100
1,258.47
7
1,575.06
93
1,233.73
491.42
    Public administration
100
1,296.37
7
1,583.80
93
1,273.66
412.06
1 to 99 workers
100
1,009.83
7
1,416.93
93
979.29
608.43
    1 to 49 workers
100
1,004.01
8
1,384.14
92
972.35
600.37
    50 to 99 workers
100
1,021.78
6
1,510.46
94
993.20
624.57
100 workers or more
100
1,138.22
7
1,531.21
93
1,107.10
513.93
    100 to 499 workers
100
1,070.31
5
1,578.44
95
1,041.26
563.07
    500 workers or more
100
1,207.23
9
1,503.28
91
1,176.90
461.84
Geographic areas
             
Northeast
100
1,216.84
11
1,505.73
89
1,179.94
491.15
    New England
100
1,222.73
6
1,445.04
94
1,208.51
487.88
    Middle Atlantic
100
1,214.95
13
1,514.71
87
1,170.04
492.29
South
100
994.61
3
1,526.30
97
975.22
588.42
    South Atlantic
100
1,019.66
4
1,527.33
96
997.00
589.67
    East South Central
100
997.77
4
1,554.08
96
974.59
555.46
    West South Central
100
953.62
2
1,498.18
98
941.91
601.71
Midwest
100
1,133.14
8
1,496.80
92
1,100.79
529.84
    East North Central
100
1,155.16
9
1,484.42
91
1,123.30
519.57
    West North Central
100
1,086.15
7
1,531.22
93
1,053.80
551.29
West
100
1,089.38
9
1,441.84
91
1,056.55
553.07
    Mountain
100
1,033.19
7
1,435.01
93
1,002.01
561.67
    Pacific
100
1,115.08
9
1,444.30
91
1,082.03
549.05
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.