Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 March 2018
Characteristics Average
flat monthly
employer
premium 		Employee contribution not
required 		Employee contribution required
Percent of
participating
employees 		Average
flat monthly
employer
premium 		Percent of
participating
employees 		Average
flat monthly
employer
premium 		Average
flat monthly
employee
contribution
All workers
$7.47
0.4
$17.69
0.4
$7.76
$5.72
Worker characteristics
           
Management, professional, and related
11.70
0.6
21.49
0.6
12.16
10.28
    Management, business, and financial
14.00
0.5
32.31
0.5
14.08
10.57
    Professional and related
13.98
0.8
25.62
0.8
14.77
12.62
        Teachers
17.85
0.7
15.71
0.7
20.48
14.40
            Primary, secondary, and special education
             school teachers
21.02
0.9
17.36
0.9
23.68
17.74
        Registered nurses
52.08
2.5
60.67
2.5
55.31
28.87
Service
24.49
1.1
38.97
1.1
24.66
18.03
    Protective service
19.92
1.9
36.14
1.9
18.03
21.04
Sales and office
8.69
0.5
32.37
0.5
9.17
7.89
    Sales and related
15.01
0.6
45.99
0.6
15.26
13.12
    Office and administrative support
10.40
0.6
37.81
0.6
10.74
10.75
Natural resources, construction, and maintenance
21.59
1.5
43.39
1.5
21.96
14.74
    Construction, extraction, farming, fishing, and
     forestry
36.31
3.0
38.33
3.0
35.41
25.99
    Installation, maintenance, and repair
20.71
1.3
93.95
1.3
21.43
15.50
Production, transportation, and material moving
16.29
1.1
32.01
1.1
18.10
7.96
    Production
21.53
1.6
37.10
1.6
22.38
10.48
    Transportation and material moving
19.75
1.6
57.65
1.6
22.60
12.49
Full time
7.28
0.4
19.53
0.4
7.62
5.55
Part time
37.23
1.4
23.41
1.4
35.99
27.61
Union
9.97
1.4
20.25
1.4
12.43
8.20
Nonunion
8.85
0.3
32.18
0.3
8.85
6.68
Average wage within the following categories:2
           
    Lowest 25 percent
25.67
0.9
19.27
0.9
24.34
17.34
        Lowest 10 percent
36.35
1.0
79.38
1.0
36.75
23.28
    Second 25 percent
11.11
0.5
36.38
0.5
11.64
13.67
    Third 25 percent
13.45
0.8
27.10
0.8
13.24
7.58
    Highest 25 percent
9.49
0.7
20.21
0.7
9.85
8.20
        Highest 10 percent
11.65
0.8
20.77
0.8
12.15
10.77
Establishment characteristics
           
Goods-producing industries
15.13
1.1
25.69
1.1
14.73
7.67
Service-providing industries
8.40
0.4
21.67
0.4
8.88
6.79
    Education and health services
17.81
0.9
30.80
0.9
19.27
16.28
        Educational services
11.75
0.6
23.15
0.6
14.04
9.42
            Elementary and secondary schools
15.03
0.8
22.21
0.8
18.61
11.65
            Junior colleges, colleges, and universities
14.32
1.1
78.37
1.1
13.81
10.60
        Health care and social assistance
30.08
1.5
54.01
1.5
31.88
27.39
            Hospitals
23.29
1.9
46.79
1.9
25.46
11.04
    Public administration
13.89
0.6
63.19
0.6
15.54
8.45
1 to 99 workers
12.00
0.6
28.47
0.6
11.76
11.36
    1 to 49 workers
14.80
0.8
33.32
0.8
14.09
12.82
    50 to 99 workers
19.11
0.6
51.63
0.6
20.18
20.99
100 workers or more
8.40
0.6
20.48
0.6
8.76
6.05
    100 to 499 workers
13.10
0.6
28.32
0.6
13.04
9.53
    500 workers or more
10.04
0.9
25.02
0.9
11.24
6.04
Geographic areas
           
Northeast
14.44
1.1
25.49
1.1
17.91
15.24
    New England
23.89
1.4
89.68
1.4
24.71
16.23
    Middle Atlantic
16.57
1.3
24.27
1.3
22.03
19.34
South
12.83
0.5
53.58
0.5
12.79
9.24
    South Atlantic
18.97
0.9
84.30
0.9
20.14
12.40
    East South Central
21.44
1.0
34.12
1.0
20.45
9.96
    West South Central
23.68
0.6
50.12
0.6
21.06
19.68
Midwest
15.25
1.0
31.98
1.0
15.76
12.94
    East North Central
19.80
1.2
32.17
1.2
20.73
17.80
    West North Central
23.33
1.5
77.13
1.5
23.01
14.56
West
16.97
0.8
35.66
0.8
16.18
10.19
    Mountain
34.19
1.5
64.11
1.5
33.22
19.42
    Pacific
19.88
0.9
43.04
0.9
18.32
11.93
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.