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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, civilian workers,1 March 2018
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies2 Exists, but
amount
unknown
Other3
All workers
71
18
10
2
Worker characteristics
       
Management, professional, and related
70
18
9
2
    Management, business, and financial
73
18
8
2
    Professional and related
69
19
10
2
        Teachers
69
21
7
3
            Primary, secondary, and special education
             school teachers
71
19
7
4
        Registered nurses
60
21
18
1
Service
77
16
6
2
    Protective service
74
15
4
6
Sales and office
65
24
10
1
    Sales and related
57
32
    Office and administrative support
68
21
9
2
Natural resources, construction, and maintenance
74
10
14
2
    Construction, extraction, farming, fishing, and
     forestry
79
9
11
2
    Installation, maintenance, and repair
71
16
Production, transportation, and material moving
74
12
13
1
    Production
80
12
7
1
    Transportation and material moving
68
13
18
1
Full time
71
18
10
2
Part time
72
17
9
1
Union
71
12
11
6
Nonunion
71
19
10
1
Average wage within the following categories:4
       
    Lowest 25 percent
79
15
        Lowest 10 percent
87
9
    Second 25 percent
69
20
10
1
    Third 25 percent
70
17
11
2
    Highest 25 percent
69
18
11
2
        Highest 10 percent
69
18
10
3
Establishment characteristics
       
Goods-producing industries
78
11
10
[5]
Service-providing industries
69
19
10
2
    Education and health services
69
21
8
2
        Educational services
68
23
6
3
            Elementary and secondary schools
70
19
7
4
            Junior colleges, colleges, and universities
61
33
5
1
        Health care and social assistance
71
19
10
1
            Hospitals
59
28
12
1
    Public administration
63
22
6
8
1 to 99 workers
72
15
11
1
    1 to 49 workers
72
17
11
1
    50 to 99 workers
74
12
12
2
100 workers or more
70
19
9
2
    100 to 499 workers
76
16
7
1
    500 workers or more
63
23
11
3
Geographic areas
       
Northeast
72
16
9
2
    New England
79
11
    Middle Atlantic
70
18
9
3
South
71
20
8
[5]
    South Atlantic
71
22
    East South Central
73
19
    West South Central
72
18
Midwest
72
16
11
1
    East North Central
73
15
11
1
    West North Central
71
16
12
1
West
67
17
12
3
    Mountain
64
24
12
1
    Pacific
69
14
13
4
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
3Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.
5Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.