Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 March 2018
(All workers with long-term disability coverage = 100 percent)
Characteristics Employee
contribution
required
Employee
contribution not
required
All workers
8
92
Worker characteristics
   
Management, professional, and related
8
92
    Management, business, and financial
6
94
    Professional and related
9
91
        Teachers
20
80
            Primary, secondary, and special education
             school teachers
24
76
        Registered nurses
4
96
Service
8
92
Sales and office
7
93
    Sales and related
7
93
    Office and administrative support
7
93
Natural resources, construction, and maintenance
9
91
    Construction, extraction, farming, fishing, and
     forestry
5
95
    Installation, maintenance, and repair
10
90
Production, transportation, and material moving
7
93
    Production
5
95
    Transportation and material moving
9
91
Full time
8
92
Part time
6
94
Union
12
88
Nonunion
7
93
Average wage within the following categories:2
   
    Lowest 25 percent
12
88
    Second 25 percent
7
93
    Third 25 percent
7
93
    Highest 25 percent
8
92
        Highest 10 percent
8
92
Establishment characteristics
   
Goods-producing industries
6
94
Service-providing industries
8
92
    Education and health services
9
91
        Educational services
17
83
            Elementary and secondary schools
20
80
            Junior colleges, colleges, and universities
12
88
        Health care and social assistance
5
95
            Hospitals
5
95
    Public administration
15
85
1 to 99 workers
7
93
    1 to 49 workers
5
95
    50 to 99 workers
10
90
100 workers or more
8
92
    100 to 499 workers
8
92
    500 workers or more
8
92
Geographic areas
   
Northeast
8
92
    New England
4
96
    Middle Atlantic
9
91
South
8
92
    South Atlantic
9
91
    West South Central
5
95
Midwest
9
91
    East North Central
10
90
    West North Central
6
94
West
6
94
    Mountain
9
91
    Pacific
3
97
1Includes workers in private industry and state and local government. See Technical Note for further
explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.