Standard Errors
Long-term disability plans: Employee contribution requirement

Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 March 2018
Characteristics Employee
contribution
required
Employee
contribution not
required
All workers
0.5
0.5
Worker characteristics
   
Management, professional, and related
0.5
0.5
    Management, business, and financial
0.8
0.8
    Professional and related
0.6
0.6
        Teachers
1.4
1.4
            Primary, secondary, and special education
             school teachers
2.1
2.1
        Registered nurses
1.0
1.0
Service
1.7
1.7
Sales and office
1.0
1.0
    Sales and related
1.4
1.4
    Office and administrative support
1.2
1.2
Natural resources, construction, and maintenance
1.2
1.2
    Construction, extraction, farming, fishing, and
     forestry
1.6
1.6
    Installation, maintenance, and repair
1.5
1.5
Production, transportation, and material moving
1.0
1.0
    Production
1.1
1.1
    Transportation and material moving
1.6
1.6
Full time
0.5
0.5
Part time
1.4
1.4
Union
1.1
1.1
Nonunion
0.6
0.6
Average wage within the following categories:2
   
    Lowest 25 percent
2.0
2.0
    Second 25 percent
0.9
0.9
    Third 25 percent
0.6
0.6
    Highest 25 percent
0.6
0.6
        Highest 10 percent
1.2
1.2
Establishment characteristics
   
Goods-producing industries
0.8
0.8
Service-providing industries
0.6
0.6
    Education and health services
1.1
1.1
        Educational services
1.1
1.1
            Elementary and secondary schools
1.9
1.9
            Junior colleges, colleges, and universities
1.1
1.1
        Health care and social assistance
1.6
1.6
            Hospitals
1.0
1.0
    Public administration
2.0
2.0
1 to 99 workers
1.0
1.0
    1 to 49 workers
0.7
0.7
    50 to 99 workers
2.5
2.5
100 workers or more
0.7
0.7
    100 to 499 workers
0.9
0.9
    500 workers or more
0.8
0.8
Geographic areas
   
Northeast
1.8
1.8
    New England
0.9
0.9
    Middle Atlantic
2.3
2.3
South
1.1
1.1
    South Atlantic
1.6
1.6
    West South Central
1.1
1.1
Midwest
0.7
0.7
    East North Central
0.8
0.8
    West North Central
1.7
1.7
West
0.6
0.6
    Mountain
1.3
1.3
    Pacific
0.8
0.8
1Includes workers in private industry and state and local government. See Technical Note for further
explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2018.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.