Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 March 2018
(All workers with long-term disability coverage = 100 percent)
Characteristics Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
All workers
95
3
2
[2]
Worker characteristics
       
Management, professional, and related
96
4
[2]
[2]
    Management, business, and financial
96
4
    Professional and related
95
4
1
[2]
        Teachers
95
2
2
1
            Primary, secondary, and special education
             school teachers
95
2
2
1
        Registered nurses
97
Service
97
2
    Protective service
96
Sales and office
97
2
    Sales and related
96
3
    Office and administrative support
98
2
Natural resources, construction, and maintenance
87
3
8
1
    Installation, maintenance, and repair
94
4
Production, transportation, and material moving
89
4
6
1
    Production
86
5
7
1
    Transportation and material moving
93
3
Full time
95
3
1
[2]
Part time
95
4
Union
89
2
8
2
Nonunion
96
4
Average wage within the following categories:3
       
    Lowest 25 percent
96
4
    Second 25 percent
97
2
    Third 25 percent
94
3
3
[2]
    Highest 25 percent
94
4
1
[2]
        Highest 10 percent
93
6
1
[2]
Establishment characteristics
       
Goods-producing industries
86
8
6
1
Service-providing industries
97
2
1
[2]
    Education and health services
97
2
1
[2]
        Educational services
96
2
1
1
            Elementary and secondary schools
96
1
2
1
            Junior colleges, colleges, and universities
97
3
        Health care and social assistance
98
            Hospitals
98
    Public administration
98
2
1 to 99 workers
95
3
1
[2]
    1 to 49 workers
95
3
    50 to 99 workers
96
1
100 workers or more
94
4
2
[2]
    100 to 499 workers
96
3
1
[2]
    500 workers or more
93
4
2
[2]
Geographic areas
       
Northeast
95
3
    New England
98
2
    Middle Atlantic
94
5
South
95
4
    South Atlantic
98
2
    East South Central
90
7
    West South Central
93
7
Midwest
92
4
4
[2]
    East North Central
92
4
4
[2]
    West North Central
92
4
West
98
1
    Mountain
98
1
    Pacific
97
1
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.