Standard Errors
Long-term disability plans: Method of benefit payment

Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 March 2018
Characteristics Fixed
percent of
annual
earnings 		Percent
varies by
annual
earnings 		Flat dollar
amounts 		Other
All workers
0.5
0.4
0.3
0.1
Worker characteristics
       
Management, professional, and related
0.6
0.6
0.1
0.1
    Management, business, and financial
0.8
0.8
–
–
    Professional and related
0.6
0.6
0.2
0.1
        Teachers
0.9
0.4
0.5
0.3
            Primary, secondary, and special education
             school teachers
1.2
0.6
0.8
0.4
        Registered nurses
1.9
–
–
–
Service
1.0
1.0
–
–
    Protective service
2.0
–
–
–
Sales and office
0.5
0.5
–
–
    Sales and related
1.3
1.2
–
–
    Office and administrative support
0.4
0.4
–
–
Natural resources, construction, and maintenance
2.1
1.1
1.5
0.7
    Installation, maintenance, and repair
1.9
1.5
–
–
Production, transportation, and material moving
2.2
1.2
1.8
0.3
    Production
3.7
1.9
2.8
0.4
    Transportation and material moving
2.1
1.0
–
–
Full time
0.5
0.4
0.3
0.1
Part time
1.6
1.1
–
–
Union
1.8
0.5
1.7
0.4
Nonunion
0.5
0.5
–
–
Average wage within the following categories:2
       
    Lowest 25 percent
1.2
1.1
–
–
    Second 25 percent
0.7
0.5
–
–
    Third 25 percent
0.9
0.6
0.7
0.2
    Highest 25 percent
0.7
0.6
0.2
0.1
        Highest 10 percent
1.2
1.2
0.2
0.1
Establishment characteristics
       
Goods-producing industries
2.1
1.4
1.6
0.2
Service-providing industries
0.5
0.4
0.2
0.1
    Education and health services
0.6
0.6
0.2
0.1
        Educational services
0.6
0.3
0.3
0.3
            Elementary and secondary schools
1.0
0.5
0.6
0.5
            Junior colleges, colleges, and universities
0.5
0.3
–
–
        Health care and social assistance
0.9
–
–
–
            Hospitals
1.4
–
–
–
    Public administration
0.5
0.5
–
–
1 to 99 workers
0.8
0.6
0.3
0.1
    1 to 49 workers
1.0
0.7
–
–
    50 to 99 workers
1.4
–
0.5
–
100 workers or more
0.7
0.6
0.4
0.1
    100 to 499 workers
0.9
0.9
0.4
0.1
    500 workers or more
0.9
0.8
0.6
0.1
Geographic areas
       
Northeast
1.2
1.3
–
–
    New England
0.9
–
0.8
–
    Middle Atlantic
1.7
1.8
–
–
South
0.9
0.8
–
–
    South Atlantic
0.9
0.8
–
–
    East South Central
3.9
2.2
–
–
    West South Central
1.7
1.7
–
–
Midwest
1.2
0.9
0.9
0.1
    East North Central
1.4
1.0
1.1
0.2
    West North Central
2.4
1.7
–
–
West
0.6
0.5
–
–
    Mountain
0.6
0.6
–
–
    Pacific
0.9
–
–
0.3
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.