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Employee Benefits Survey
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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 March 2018
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent 61 to 66
percent
67 percent Greater
than 67
percent
All workers
25
60
8
6
1
58.1
60.0
Worker characteristics
             
Management, professional, and related
25
57
10
7
1
58.2
60.0
    Management, business, and financial
22
64
7
6
1
58.3
60.0
    Professional and related
26
54
11
8
1
58.2
60.0
        Teachers
13
44
24
15
3
60.8
60.0
            Primary, secondary, and special education
             school teachers
16
34
26
20
4
60.9
60.0
        Registered nurses
41
54
3
55.7
60.0
Service
28
58
7
6
1
57.9
60.0
    Protective service
26
47
15
59.2
60.0
Sales and office
27
61
5
6
1
57.6
60.0
    Sales and related
24
66
5
57.7
60.0
    Office and administrative support
28
60
5
7
1
57.6
60.0
Natural resources, construction, and maintenance
20
66
9
58.8
60.0
    Installation, maintenance, and repair
23
67
6
58.0
60.0
Production, transportation, and material moving
24
66
5
4
1
58.0
60.0
    Production
26
61
7
58.0
60.0
    Transportation and material moving
22
71
3
58.0
60.0
Full time
25
60
8
6
1
58.1
60.0
Part time
28
57
8
5
2
58.0
60.0
Union
28
51
8
11
2
58.4
60.0
Nonunion
25
61
8
5
1
58.0
60.0
Average wage within the following categories:2
             
    Lowest 25 percent
26
62
6
5
1
57.7
60.0
    Second 25 percent
27
61
6
5
1
57.7
60.0
    Third 25 percent
24
61
8
6
1
58.2
60.0
    Highest 25 percent
25
57
9
8
1
58.3
60.0
        Highest 10 percent
24
58
9
8
1
58.3
60.0
Establishment characteristics
             
Goods-producing industries
24
57
13
58.6
60.0
Service-providing industries
26
60
7
6
1
58.0
60.0
    Education and health services
27
55
11
6
1
58.0
60.0
        Educational services
12
48
21
15
3
60.8
60.0
            Elementary and secondary schools
14
37
25
21
4
61.3
60.0
            Junior colleges, colleges, and universities
10
63
17
7
2
60.1
60.0
        Health care and social assistance
35
59
4
1
56.4
60.0
            Hospitals
43
52
2
3
55.3
60.0
    Public administration
20
44
13
20
2
60.3
60.0
1 to 99 workers
21
62
10
7
1
58.8
60.0
    1 to 49 workers
22
64
7
6
1
58.4
60.0
    50 to 99 workers
19
56
15
8
2
59.6
60.0
100 workers or more
28
59
7
6
1
57.6
60.0
    100 to 499 workers
22
65
6
6
1
58.4
60.0
    500 workers or more
32
54
8
6
[3]
57.0
60.0
Geographic areas
             
Northeast
24
67
3
5
[3]
57.9
60.0
    New England
22
67
6
58.2
60.0
    Middle Atlantic
25
68
5
57.8
60.0
South
27
60
9
4
[3]
57.6
60.0
    South Atlantic
26
58
12
4
1
57.8
60.0
    East South Central
23
69
4
57.9
60.0
    West South Central
31
60
4
57.0
60.0
Midwest
26
60
6
7
2
58.0
60.0
    East North Central
28
58
6
8
1
57.7
60.0
    West North Central
21
64
6
6
2
58.6
60.0
West
24
53
13
10
[3]
58.9
60.0
    Mountain
19
59
13
59.7
60.0
    Pacific
27
49
15
58.4
60.0
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.
3Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.