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Employee Benefits Survey
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Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1 March
2018
(All workers = 100 percent)
Characteristics Long-term
care
insurance2
Retiree healthcare
benefits3
Under age
65
Age 65 and
over
All workers
17
22
20
Worker characteristics
     
Management, professional, and related
27
34
31
    Management, business, and financial
31
30
27
    Professional and related
26
36
32
        Teachers
27
58
53
            Primary, secondary, and special education
             school teachers
24
62
55
        Registered nurses
22
23
18
Service
9
11
10
    Protective service
17
43
39
Sales and office
16
18
17
    Sales and related
12
10
9
    Office and administrative support
19
23
22
Natural resources, construction, and maintenance
12
17
16
    Construction, extraction, farming, fishing, and
     forestry
7
13
13
    Installation, maintenance, and repair
16
20
18
Production, transportation, and material moving
13
19
17
    Production
14
15
13
    Transportation and material moving
12
22
20
Full time
21
26
24
Part time
6
7
7
Union
24
55
51
Nonunion
16
16
15
Average wage within the following categories:4
     
    Lowest 25 percent
7
6
5
        Lowest 10 percent
4
3
3
    Second 25 percent
14
17
15
    Third 25 percent
21
27
26
    Highest 25 percent
31
40
36
        Highest 10 percent
33
39
35
Establishment characteristics
     
Goods-producing industries
14
17
15
Service-providing industries
18
23
20
    Education and health services
22
32
28
        Educational services
31
60
55
            Elementary and secondary schools
23
60
54
            Junior colleges, colleges, and universities
51
69
67
        Health care and social assistance
16
14
11
            Hospitals
27
30
23
    Public administration
29
72
71
1 to 99 workers
9
9
9
    1 to 49 workers
8
7
7
    50 to 99 workers
12
15
13
100 workers or more
26
34
30
    100 to 499 workers
19
21
19
    500 workers or more
35
49
44
Geographic areas
     
Northeast
16
24
23
    New England
16
23
22
    Middle Atlantic
16
24
23
South
19
24
21
    South Atlantic
19
23
19
    East South Central
21
23
19
    West South Central
19
26
24
Midwest
15
19
18
    East North Central
15
19
17
    West North Central
14
21
19
West
18
19
17
    Mountain
19
16
14
    Pacific
17
20
18
1Includes workers in private industry and state and local government. See Technical Note for
further explanation.
2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2018.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.