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Employee Benefits Survey
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Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, civilian workers,1 March 2018
(All workers = 100 percent)
Characteristics Medical care and retirement benefits Medical care and life insurance benefits Medical care benefits and defined benefit
retirement 		Medical care benefits and defined contribution
retirement
Medical
care and
retirement
benefits 		Medical
care and no
retirement
benefits 		Retirement
benefits
and no
medical
care
benefits 		No medical
care and no
retirement
benefits 		Medical
care and
life
insurance
benefits 		Medical
care and no
life
insurance
benefits 		Life
insurance
and no
medical
care
benefits 		No medical
care and no
life
insurance
benefits 		Medical
care
benefits
and defined
benefit
retirement 		Medical
care
benefits
and no
defined
benefit
retirement 		Defined
benefit
retirement
and no
medical
care
benefits 		No medical
care
benefits
and no
defined
benefit
retirement 		Medical
care
benefits
and defined
contribution
retirement 		Medical
care
benefits
and no
defined
contribution
retirement 		Defined
contribution
retirement
and no
medical
care
benefits 		No medical
care
benefits
and no
defined
contribution
retirement
All workers
63
9
8
21
59
13
1
27
25
46
1
27
53
19
7
21
Worker characteristics
                               
Management, professional, and related
82
7
4
8
78
10
1
11
40
49
1
11
66
22
3
8
    Management, business, and financial
87
9
1
3
83
13
[2]
4
34
61
[2]
5
78
17
1
4
    Professional and related
80
6
5
9
76
9
1
13
42
43
1
13
61
25
4
10
        Teachers
83
1
3
13
75
9
1
15
72
12
2
14
39
45
1
14
            Primary, secondary, and special education
             school teachers
94
–
–
5
83
12
–
–
88
6
–
–
34
61
–
–
        Registered nurses
85
3
6
6
81
–
–
10
40
49
–
–
76
13
6
6
Service
39
9
11
42
35
13
2
51
15
33
1
52
30
17
10
43
    Protective service
71
–
–
14
65
–
–
23
54
21
2
23
38
36
10
15
Sales and office
60
8
13
19
54
14
2
30
19
49
1
31
53
15
13
20
    Sales and related
46
8
22
24
40
14
3
44
9
45
2
45
43
11
21
25
    Office and administrative support
68
8
8
16
63
13
2
22
24
52
1
23
59
17
7
17
Natural resources, construction, and maintenance
60
14
4
21
55
20
1
24
24
50
[2]
25
51
24
4
21
    Construction, extraction, farming, fishing, and
     forestry
55
14
6
25
46
23
2
29
27
42
1
30
42
27
5
25
    Installation, maintenance, and repair
65
14
3
18
63
17
1
20
22
58
–
–
59
20
3
18
Production, transportation, and material moving
67
10
5
18
63
14
1
22
22
55
1
22
58
19
5
18
    Production
70
11
3
15
66
16
[2]
18
19
62
–
–
67
14
3
15
    Transportation and material moving
64
10
7
20
61
12
1
25
25
48
2
25
50
23
6
21
Full time
78
10
3
9
74
14
1
11
31
57
[2]
12
66
22
3
9
Part time
17
4
22
56
12
9
3
76
7
14
4
75
12
9
21
58
Union
92
3
3
3
86
9
1
5
79
16
2
3
46
49
1
4
Nonunion
59
9
9
23
54
14
2
30
17
51
1
31
54
14
8
24
Average wage within the following categories:3
                               
    Lowest 25 percent
29
9
16
45
24
14
2
59
6
32
2
60
25
13
16
46
        Lowest 10 percent
16
9
17
58
15
10
2
73
3
22
1
74
13
12
17
58
    Second 25 percent
66
10
6
18
61
15
1
22
20
56
1
23
57
19
5
19
    Third 25 percent
78
9
4
8
74
13
1
11
33
55
1
12
65
23
4
8
    Highest 25 percent
87
6
2
5
84
9
1
6
47
46
1
6
70
23
2
5
        Highest 10 percent
87
6
3
4
85
9
1
6
46
47
1
6
73
20
2
4
Establishment characteristics
                               
Goods-producing industries
73
12
3
12
69
16
[2]
15
23
62
[2]
15
68
16
3
12
Service-providing industries
62
8
9
22
57
12
2
29
26
44
1
29
50
19
8
22
    Education and health services
73
6
7
14
69
10
2
19
40
39
2
19
52
27
6
15
        Educational services
84
2
4
10
77
9
1
13
70
16
3
11
41
46
2
12
            Elementary and secondary schools
86
2
4
8
77
11
1
11
81
7
3
9
28
60
1
11
            Junior colleges, colleges, and universities
88
2
3
7
86
4
1
9
57
33
2
8
67
23
1
9
        Health care and social assistance
66
9
9
17
63
11
2
23
20
54
1
25
60
15
9
17
            Hospitals
89
2
4
5
88
3
2
8
43
47
2
8
80
11
4
6
    Public administration
89
1
2
8
83
7
[2]
9
85
5
1
8
35
55
1
9
1 to 99 workers
45
12
10
33
41
16
1
41
12
45
1
42
40
17
10
33
    1 to 49 workers
40
12
10
38
35
17
2
46
9
43
[2]
48
37
15
10
38
    50 to 99 workers
61
11
9
20
58
13
1
28
20
52
1
28
50
21
8
21
100 workers or more
81
5
6
8
76
10
1
12
39
47
2
12
65
21
5
9
    100 to 499 workers
76
7
8
9
70
14
2
15
26
57
2
15
63
20
7
9
    500 workers or more
87
3
3
7
84
6
1
9
55
35
1
9
67
22
2
8
Geographic areas
                               
Northeast
64
8
8
20
59
13
1
27
30
43
1
26
52
20
7
21
    New England
66
7
8
19
64
9
1
27
29
43
1
26
52
21
8
20
    Middle Atlantic
64
8
7
20
57
15
1
27
30
42
2
26
52
20
6
21
South
63
9
8
20
60
12
2
26
25
47
1
27
53
19
8
20
    South Atlantic
62
8
8
22
59
11
2
28
26
44
1
29
54
16
8
22
    East South Central
66
7
7
19
58
15
1
25
25
48
1
26
57
16
7
20
    West South Central
62
12
8
18
61
14
2
24
23
51
[2]
25
49
25
7
18
Midwest
63
6
9
21
60
10
2
29
24
46
1
29
54
15
9
22
    East North Central
62
7
10
21
60
9
2
29
24
46
1
29
55
15
9
21
    West North Central
65
5
8
22
60
10
1
28
25
45
1
29
54
16
7
22
West
63
10
6
21
56
17
1
26
24
49
1
26
51
22
6
21
    Mountain
67
8
7
18
60
14
1
25
20
54
1
25
56
19
7
19
    Pacific
61
11
6
22
54
18
1
27
25
47
1
27
49
23
5
22
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.