Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, March
2018
Characteristics Average
flat monthly
employer
premium
Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
$3.77
0.8
$5.74
0.8
$4.54
$2.80
Worker characteristics
           
Management, professional, and related
4.93
0.9
6.00
0.9
6.10
3.81
    Professional and related
5.52
1.0
6.37
1.0
6.99
4.42
        Teachers
7.43
1.5
7.99
1.5
9.82
7.30
            Primary, secondary, and special education
             school teachers
9.47
1.7
8.40
1.7
12.87
8.53
Service
6.26
1.8
9.88
1.8
7.77
3.65
    Protective service
7.59
2.2
10.78
2.2
9.67
4.67
Sales and office
5.66
1.6
11.53
1.6
6.46
2.79
    Office and administrative support
5.77
1.6
10.97
1.6
6.63
2.95
Natural resources, construction, and maintenance
11.77
3.5
26.16
3.5
12.45
5.26
Production, transportation, and material moving
15.11
3.0
36.34
3.0
17.49
8.13
Full time
3.79
0.8
5.85
0.8
4.51
2.75
Part time
12.46
2.8
11.12
2.8
16.34
9.10
Union
5.14
1.3
7.66
1.3
6.36
3.79
Nonunion
5.14
1.2
8.22
1.2
5.71
3.20
Average wage within the following categories:1
           
    Lowest 25 percent
4.53
1.6
9.42
1.6
5.56
4.01
        Lowest 10 percent
8.03
2.5
10.90
2.5
10.61
6.57
    Second 25 percent
5.48
1.4
10.19
1.4
6.86
2.89
    Third 25 percent
6.30
1.2
9.52
1.2
7.68
4.48
    Highest 25 percent
6.24
1.5
9.77
1.5
7.09
4.36
        Highest 10 percent
5.58
1.7
9.67
1.7
7.71
5.57
Establishment characteristics
           
Service-providing industries
3.79
0.8
5.75
0.8
4.58
2.83
    Education and health services
5.32
1.0
6.34
1.0
6.60
4.22
        Educational services
5.86
1.0
6.80
1.0
7.25
4.97
            Elementary and secondary schools
6.41
1.3
8.07
1.3
9.30
6.33
            Junior colleges, colleges, and universities
12.06
1.9
14.10
1.9
12.85
4.75
        Health care and social assistance
12.83
3.6
18.75
3.6
15.22
2.96
            Hospitals
23.39
4.0
13.57
4.0
28.51
3.66
    Public administration
4.23
1.3
11.96
1.3
4.51
3.04
1 to 99 workers
11.61
2.0
17.16
2.0
13.88
3.73
    1 to 49 workers
13.14
3.2
18.07
3.2
16.61
4.69
    50 to 99 workers
15.05
2.1
25.38
2.1
16.74
5.09
100 workers or more
4.81
1.0
6.53
1.0
5.79
3.03
    100 to 499 workers
8.24
2.0
11.07
2.0
10.38
5.25
    500 workers or more
5.60
1.0
7.28
1.0
6.72
3.37
State government
5.74
1.0
5.06
1.0
6.30
2.93
Local government
5.24
1.1
6.88
1.1
6.77
3.72
Geographic areas
           
Northeast
6.54
1.2
9.11
1.2
7.81
3.30
    New England
10.42
0.9
17.61
0.9
10.70
8.91
    Middle Atlantic
7.82
1.7
9.20
1.7
10.93
5.37
South
5.86
1.2
7.20
1.2
6.93
5.26
    South Atlantic
10.64
1.3
16.32
1.3
11.51
8.52
    East South Central
12.09
1.9
11.60
1.9
13.87
7.72
    West South Central
5.25
2.9
8.81
2.9
6.13
7.21
Midwest
5.27
2.2
14.04
2.2
6.44
6.19
    East North Central
5.10
1.5
16.82
1.5
6.31
7.99
    West North Central
11.53
6.3
20.59
6.3
15.00
11.41
West
10.12
1.8
17.40
1.8
12.10
4.67
    Mountain
14.27
3.0
25.12
3.0
16.55
4.40
    Pacific
12.56
2.1
21.47
2.1
16.04
6.77
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.