Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, March
2018
Characteristics Average
flat monthly
employer
premium
Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
$9.82
0.5
$25.84
0.5
$10.94
$7.04
Worker characteristics
           
Management, professional, and related
13.58
0.5
21.37
0.5
15.20
9.64
    Professional and related
15.25
0.6
18.33
0.6
16.78
11.01
        Teachers
19.76
0.8
17.37
0.8
22.40
16.67
            Primary, secondary, and special education
             school teachers
22.03
1.0
17.94
1.0
24.89
20.04
Service
18.38
0.8
44.33
0.8
20.82
10.01
    Protective service
25.06
1.2
45.94
1.2
29.22
8.79
Sales and office
19.65
0.8
33.88
0.8
20.42
13.71
    Office and administrative support
19.46
0.8
34.18
0.8
20.13
13.14
Natural resources, construction, and maintenance
37.22
1.9
181.64
1.9
31.90
28.41
Production, transportation, and material moving
43.92
2.4
95.42
2.4
46.07
24.74
Full time
9.93
0.5
27.23
0.5
10.91
7.28
Part time
34.96
2.4
42.40
2.4
37.88
24.16
Union
13.55
0.8
15.00
0.8
15.52
9.21
Nonunion
13.41
0.4
116.64
0.4
13.01
8.33
Average wage within the following categories:1
           
    Lowest 25 percent
15.37
0.7
108.06
0.7
17.52
9.65
        Lowest 10 percent
21.51
1.0
79.89
1.0
22.50
15.36
    Second 25 percent
21.39
0.9
41.42
0.9
21.40
9.91
    Third 25 percent
14.61
0.8
49.47
0.8
15.52
12.32
    Highest 25 percent
18.17
0.9
17.82
0.9
20.37
12.97
        Highest 10 percent
21.88
1.6
17.47
1.6
25.22
15.31
Establishment characteristics
           
Service-providing industries
9.84
0.5
26.15
0.5
11.02
6.92
    Education and health services
13.00
0.6
23.54
0.6
15.21
10.05
        Educational services
12.81
0.7
23.82
0.7
15.48
11.69
            Elementary and secondary schools
13.28
0.9
21.17
0.9
16.81
13.39
            Junior colleges, colleges, and universities
19.66
        Health care and social assistance
48.52
1.2
89.55
1.2
52.82
13.76
            Hospitals
93.13
1.2
55.72
1.2
100.49
19.43
    Public administration
13.89
0.6
63.19
0.6
15.54
8.45
1 to 99 workers
19.60
1.2
85.78
1.2
19.64
15.14
    1 to 49 workers
32.88
1.8
133.84
1.8
33.90
25.14
    50 to 99 workers
31.57
1.4
75.04
1.4
34.85
20.21
100 workers or more
12.44
0.5
18.59
0.5
13.33
8.24
    100 to 499 workers
20.02
0.9
64.02
0.9
21.71
16.02
    500 workers or more
15.30
0.7
20.84
0.7
16.80
8.72
State government
12.57
0.4
103.97
0.4
12.49
9.90
Local government
11.90
0.6
25.48
0.6
13.30
8.79
Geographic areas
           
Northeast
17.67
1.2
24.40
1.2
21.05
9.69
    New England
32.73
    Middle Atlantic
19.76
1.7
23.97
1.7
26.95
16.18
South
13.72
0.3
136.57
0.3
14.09
9.39
    South Atlantic
18.09
0.3
125.16
0.3
16.89
12.14
    East South Central
43.45
    West South Central
23.71
Midwest
22.99
1.5
146.97
1.5
25.53
11.98
    East North Central
31.10
0.7
131.65
0.7
31.97
15.30
    West North Central
30.25
West
20.24
1.1
41.52
1.1
22.29
23.28
    Mountain
49.29
1.9
37.69
1.9
57.22
62.94
    Pacific
19.04
1.3
55.00
1.3
19.06
19.01
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.