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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, State and local government workers, March 2018
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies1 Exists, but
amount
unknown
Other2
All workers
63
24
7
5
Worker characteristics
       
Management, professional, and related
62
26
7
5
    Professional and related
63
26
7
4
        Teachers
66
23
8
4
            Primary, secondary, and special education
             school teachers
68
20
8
4
Service
68
21
6
6
    Protective service
69
19
4
8
Sales and office
60
25
7
7
    Office and administrative support
61
25
7
7
Natural resources, construction, and maintenance
73
16
6
4
Production, transportation, and material moving
62
18
13
7
Full time
64
24
7
5
Part time
54
25
Union
66
16
8
9
Nonunion
61
31
6
2
Average wage within the following categories:3
       
    Lowest 25 percent
63
27
7
3
        Lowest 10 percent
66
28
    Second 25 percent
63
25
7
6
    Third 25 percent
65
24
7
4
    Highest 25 percent
62
21
8
8
        Highest 10 percent
61
21
9
10
Establishment characteristics
       
Service-providing industries
63
24
7
5
    Education and health services
63
27
6
4
        Educational services
65
25
7
3
            Elementary and secondary schools
68
20
8
4
            Junior colleges, colleges, and universities
56
36
6
1
        Health care and social assistance
54
40
            Hospitals
50
45
    Public administration
63
22
6
8
1 to 99 workers
61
23
10
6
    1 to 49 workers
64
19
11
6
    50 to 99 workers
59
25
10
6
100 workers or more
64
25
6
5
    100 to 499 workers
66
23
6
5
    500 workers or more
63
25
6
5
State government
49
41
4
7
Local government
70
17
9
4
Geographic areas
       
Northeast
65
18
8
8
    New England
77
10
    Middle Atlantic
60
22
6
12
South
62
33
    South Atlantic
51
42
    East South Central
60
38
    West South Central
77
17
Midwest
75
18
5
2
    East North Central
76
17
4
3
    West North Central
74
19
West
55
17
12
16
    Mountain
69
19
    Pacific
49
16
14
21
1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.