Life insurance plans: Employee contribution requirement

Table 17. Life insurance plans: Employee contribution
requirement, State and local government workers, March 2018
(All workers with basic life insurance coverage = 100 percent)
Characteristics Employee
contribution
required
Employee
contribution not
required
All workers
10
90
Worker characteristics
   
Management, professional, and related
10
90
    Professional and related
11
89
        Teachers
11
89
            Primary, secondary, and special education
             school teachers
10
90
Service
9
91
    Protective service
7
93
Sales and office
10
90
    Office and administrative support
9
91
Natural resources, construction, and maintenance
7
93
Full time
10
90
Part time
13
87
Union
9
91
Nonunion
11
89
Average wage within the following categories:1
   
    Lowest 25 percent
11
89
        Lowest 10 percent
13
87
    Second 25 percent
8
92
    Third 25 percent
8
92
    Highest 25 percent
12
88
        Highest 10 percent
11
89
Establishment characteristics
   
Service-providing industries
10
90
    Education and health services
11
89
        Educational services
11
89
            Elementary and secondary schools
10
90
            Junior colleges, colleges, and universities
14
86
        Health care and social assistance
12
88
            Hospitals
10
90
    Public administration
7
93
1 to 99 workers
9
91
    1 to 49 workers
9
91
    50 to 99 workers
9
91
100 workers or more
10
90
    100 to 499 workers
8
92
    500 workers or more
11
89
State government
13
87
Local government
9
91
Geographic areas
   
Northeast
14
86
    New England
42
58
    Middle Atlantic
5
95
South
10
90
    South Atlantic
10
90
    East South Central
12
88
    West South Central
8
92
Midwest
11
89
    East North Central
14
86
    West North Central
6
94
West
5
95
    Mountain
8
92
    Pacific
4
96
1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.