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Employee Benefits Survey
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Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, private industry
workers, March 2018
(All workers = 100 percent)
Characteristics Defined
benefit and
defined
contribution
Defined
benefit only
Defined
contribution
only
All workers
13
4
51
Worker characteristics
     
Management, professional, and related
21
3
59
    Management, business, and financial
24
2
61
    Professional and related
19
4
58
Service
4
3
38
    Protective service
3
56
Sales and office
11
3
57
    Sales and related
7
3
57
    Office and administrative support
14
3
57
Natural resources, construction, and maintenance
14
6
42
    Construction, extraction, farming, fishing, and
     forestry
14
8
35
    Installation, maintenance, and repair
14
3
49
Production, transportation, and material moving
14
7
50
    Production
16
2
54
    Transportation and material moving
12
11
46
Full time
16
3
58
Part time
4
5
31
Union
34
34
24
Nonunion
11
1
54
Average wage within the following categories:1
     
    Lowest 25 percent
3
2
39
        Lowest 10 percent
1
2
29
    Second 25 percent
8
3
56
    Third 25 percent
16
4
59
    Highest 25 percent
28
5
54
        Highest 10 percent
31
4
53
Establishment characteristics
     
Goods-producing industries
18
4
53
    Construction
9
7
40
    Manufacturing
22
2
59
Service-providing industries
12
4
50
    Trade, transportation, and utilities
9
8
59
        Wholesale trade
10
1
68
        Retail trade
5
7
60
        Transportation and warehousing
14
18
49
        Utilities
73
    Information
33
53
    Financial activities
36
[2]
46
        Finance and insurance
47
[2]
46
            Credit intermediation and related activities
47
46
            Insurance carriers and related activities
43
46
        Real estate and rental and leasing
6
47
    Professional and business services
12
2
51
        Professional and technical services
11
67
        Administrative and waste services
3
2
36
    Education and health services
12
4
56
        Educational services
9
7
56
            Junior colleges, colleges, and universities
13
3
73
        Health care and social assistance
13
4
57
    Leisure and hospitality
1
32
        Accommodation and food services
2
32
    Other services
5
4
39
1 to 99 workers
5
2
46
    1 to 49 workers
5
1
43
    50 to 99 workers
7
4
55
100 workers or more
22
6
57
    100 to 499 workers
13
6
64
    500 workers or more
35
6
47
Geographic areas
     
Northeast
16
6
47
    New England
17
5
50
    Middle Atlantic
16
6
46
South
12
3
51
    South Atlantic
14
4
49
    East South Central
13
1
56
    West South Central
10
2
53
Midwest
13
4
53
    East North Central
14
4
53
    West North Central
13
4
54
West
11
4
51
    Mountain
8
4
60
    Pacific
12
4
47
1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2018.
2Less than 0.5.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.