A to Z Index  |  FAQs  |  About BLS  |  Contact Us    
Employee Benefits Survey
EBS EBS Program Links

Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, March 2018
(All workers participating in defined contribution plans = 100 percent)
Characteristics Employee contribution Employee contribution
option
Required Not required Pretax Not pretax
All workers
68
32
83
17
Worker characteristics
       
Management, professional, and related
65
35
83
17
    Management, business, and financial
68
32
85
15
    Professional and related
63
37
81
19
Service
65
35
83
17
    Protective service
95
5
Sales and office
71
29
84
16
    Sales and related
77
23
86
14
    Office and administrative support
68
32
83
17
Natural resources, construction, and maintenance
65
35
82
18
    Construction, extraction, farming, fishing, and
     forestry
55
45
77
23
    Installation, maintenance, and repair
72
28
85
15
Production, transportation, and material moving
71
29
84
16
    Production
72
28
83
17
    Transportation and material moving
70
30
84
16
Full time
68
32
83
17
Part time
67
33
83
17
Union
65
35
80
20
Nonunion
68
32
84
16
Average wage within the following categories:1
       
    Lowest 25 percent
74
26
83
17
        Lowest 10 percent
70
30
77
23
    Second 25 percent
71
29
84
16
    Third 25 percent
66
34
83
17
    Highest 25 percent
65
35
83
17
        Highest 10 percent
63
37
83
17
Establishment characteristics
       
Goods-producing industries
68
32
82
18
    Construction
57
43
79
21
    Manufacturing
69
31
82
18
Service-providing industries
68
32
84
16
    Trade, transportation, and utilities
74
26
85
15
        Wholesale trade
75
25
89
11
        Retail trade
75
25
84
16
        Transportation and warehousing
69
31
82
18
        Utilities
82
18
91
9
    Information
78
22
92
8
    Financial activities
66
34
77
23
        Finance and insurance
66
34
77
23
            Credit intermediation and related activities
65
35
73
27
            Insurance carriers and related activities
72
28
83
17
        Real estate and rental and leasing
66
34
    Professional and business services
69
31
89
11
        Professional and technical services
66
34
87
13
        Administrative and waste services
77
23
86
14
    Education and health services
58
42
80
20
        Educational services
62
38
90
10
            Junior colleges, colleges, and universities
59
41
87
13
        Health care and social assistance
57
43
78
22
    Other services
58
42
82
18
1 to 99 workers
66
34
83
17
    1 to 49 workers
64
36
83
17
    50 to 99 workers
69
31
84
16
100 workers or more
69
31
83
17
    100 to 499 workers
72
28
86
14
    500 workers or more
65
35
80
20
Geographic areas
       
Northeast
62
38
83
17
    New England
58
42
81
19
    Middle Atlantic
64
36
83
17
South
72
28
81
19
    South Atlantic
69
31
79
21
    East South Central
76
24
81
19
    West South Central
74
26
83
17
Midwest
67
33
84
16
    East North Central
67
33
85
15
    West North Central
69
31
82
18
West
67
33
86
14
    Mountain
67
33
86
14
    Pacific
66
34
87
13
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.