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Employee Benefits Survey
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Medical care benefits: Share of premiums paid by employer and employee

Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, March 2018
(In percent)
Characteristics Single coverage Family coverage
Employer
share
Employee
share
Employer
share
Employee
share
All workers
79
21
67
33
Worker characteristics
       
Management, professional, and related
80
20
67
33
    Management, business, and financial
78
22
68
32
    Professional and related
81
19
67
33
Service
78
22
60
40
    Protective service
79
21
67
33
Sales and office
78
22
65
35
    Sales and related
77
23
64
36
    Office and administrative support
78
22
65
35
Natural resources, construction, and maintenance
79
21
67
33
    Construction, extraction, farming, fishing, and
     forestry
79
21
67
33
    Installation, maintenance, and repair
79
21
67
33
Production, transportation, and material moving
79
21
71
29
    Production
79
21
72
28
    Transportation and material moving
79
21
69
31
Full time
79
21
67
33
Part time
77
23
61
39
Union
87
13
83
17
Nonunion
77
23
64
36
Average wage within the following categories:1
       
    Lowest 25 percent
75
25
58
42
        Lowest 10 percent
76
24
62
38
    Second 25 percent
78
22
65
35
    Third 25 percent
79
21
67
33
    Highest 25 percent
81
19
71
29
        Highest 10 percent
81
19
72
28
Establishment characteristics
       
Goods-producing industries
80
20
71
29
    Construction
79
21
66
34
    Manufacturing
80
20
73
27
Service-providing industries
78
22
65
35
    Trade, transportation, and utilities
78
22
66
34
        Wholesale trade
78
22
67
33
        Retail trade
75
25
60
40
        Transportation and warehousing
81
19
73
27
        Utilities
88
12
80
20
    Information
80
20
75
25
    Financial activities
79
21
70
30
        Finance and insurance
79
21
71
29
            Credit intermediation and related activities
78
22
69
31
            Insurance carriers and related activities
80
20
73
27
        Real estate and rental and leasing
80
20
64
36
    Professional and business services
78
22
64
36
        Professional and technical services
80
20
64
36
        Administrative and waste services
74
26
59
41
    Education and health services
79
21
62
38
        Educational services
78
22
66
34
            Junior colleges, colleges, and universities
79
21
71
29
        Health care and social assistance
79
21
62
38
    Leisure and hospitality
78
22
62
38
        Accommodation and food services
76
24
58
42
    Other services
80
20
64
36
1 to 99 workers
78
22
62
38
    1 to 49 workers
78
22
63
37
    50 to 99 workers
77
23
60
40
100 workers or more
79
21
70
30
    100 to 499 workers
78
22
65
35
    500 workers or more
81
19
76
24
Geographic areas
       
Northeast
81
19
71
29
    New England
78
22
72
28
    Middle Atlantic
81
19
71
29
South
77
23
63
37
    South Atlantic
77
23
63
37
    East South Central
77
23
64
36
    West South Central
77
23
61
39
Midwest
78
22
69
31
    East North Central
78
22
70
30
    West North Central
79
21
67
33
West
80
20
66
34
    Mountain
78
22
65
35
    Pacific
81
19
66
34
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.